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(min-width:1024px){.hub-category-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.hub-info-card,.hub-visual-card{border-radius:var(--hub-card-radius)}.hub-visual-card__art{height:var(--hub-card-illustration-h);justify-content:center;align-items:center;padding:.7rem 1.25rem .35rem;display:flex}.hub-visual-card__image{width:auto;height:auto;max-width:var(--hub-card-art-max-w);max-height:var(--hub-card-art-max-h);object-fit:contain;filter:drop-shadow(0 4px 8px #04152d1f);transition:transform .3s}.group:hover .hub-visual-card__image{transform:scale(1.04)}@media (prefers-reduced-motion:reduce){.group:hover .hub-visual-card__image{transform:none}}.hub-info-card__body,.hub-visual-card__body{flex-direction:column;flex:auto;display:flex}.hub-visual-card__body{padding:var(--hub-card-pad-top) var(--hub-card-pad-x) var(--hub-card-pad-bottom)}.hub-info-card__title,.hub-visual-card__title{font-size:var(--hub-card-title-size);letter-spacing:var(--tracking-tight);margin:0;font-weight:700;line-height:1.25}.hub-info-card__description,.hub-visual-card__description{font-size:var(--text-sm);margin:.4rem 0 0;line-height:1.45}.hub-visual-card__cta{padding-top:var(--hub-card-cta-gap);font-size:var(--text-sm);margin-top:auto;font-weight:600}.hub-info-grid{gap:var(--hub-card-grid-gap);display:grid}@media (min-width:640px) and (max-width:1023px){.hub-info-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hub-info-grid>:nth-child(5){width:calc((100% - var(--hub-card-grid-gap)) / 2);grid-column:1/-1;justify-self:center}}@media (min-width:1024px){.hub-info-grid{grid-template-columns:repeat(12,minmax(0,1fr))}.hub-info-grid>*{grid-column:span 4;justify-self:stretch;width:auto}.hub-info-grid>:nth-child(4){grid-column:3/span 4}.hub-info-grid>:nth-child(5){grid-column:7/span 4}}.hub-info-card{border-color:var(--border)}@supports (color:color-mix(in lab,red,red)){.hub-info-card{border-color:color-mix(in srgb,var(--border) 85%,transparent)}}.hub-info-card{box-shadow:var(--shadow-soft-sm);transition:box-shadow .2s,border-color .2s,transform .2s}.hub-info-card:hover{border-color:var(--insurance)}@supports (color:color-mix(in lab,red,red)){.hub-info-card:hover{border-color:color-mix(in srgb,var(--insurance) 28%,var(--border))}}.hub-info-card:hover{box-shadow:var(--shadow-soft-md);transform:translateY(-1px)}@media (prefers-reduced-motion:reduce){.hub-info-card,.hub-info-card:hover{transition:none;transform:none}}.hub-info-card__body{padding:1.125rem 1.25rem 1.25rem}.hub-info-card__header{justify-content:space-between;align-items:flex-start;gap:.75rem;display:flex}.hub-info-card__icon{background:var(--insurance-soft);width:2rem;height:2rem;color:var(--insurance);border-radius:.5rem;flex-shrink:0;justify-content:center;align-items:center;display:flex}.hub-info-card__eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--insurance);margin:0;font-size:.6875rem;font-weight:700}.hub-info-card__title{margin-top:.5625rem;font-size:1.3125rem}.hub-info-card__description{margin-top:.6875rem}.hub-info-card__links{margin:1.125rem 0 0;padding:0;list-style:none}.hub-info-card__link{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;gap:.75rem;width:100%;min-height:2.5rem;display:flex}@supports (color:color-mix(in lab,red,red)){.hub-info-card__link{border-bottom:1px solid color-mix(in srgb,var(--border) 80%,transparent)}}.hub-info-card__link{padding:.375rem 0;font-size:.875rem;line-height:1.4}.hub-info-card__links li:last-child .hub-info-card__link{border-bottom:0}.hub-info-card__cta{font-size:var(--text-sm);margin-top:auto;padding-top:1.25rem;font-weight:600}@keyframes provider-marquee-scroll{0%{transform:translate(0)}to{transform:translate(-50%)}}.provider-marquee{overflow:hidden}.provider-marquee__track{width:max-content;display:flex}.provider-marquee__list{gap:.75rem;padding-right:.75rem;display:flex}.provider-marquee__card{scroll-snap-align:start;border:1px solid var(--border);border-radius:.75rem;flex-direction:column;flex-shrink:0;justify-content:center;align-items:center;gap:.5rem;width:9.75rem;height:6.5rem;display:flex}@supports (color:color-mix(in lab,red,red)){.provider-marquee__card{border:1px solid color-mix(in srgb,var(--border) 80%,transparent)}}.provider-marquee__card{background:var(--card);text-align:center;padding:.75rem .875rem}@media (min-width:768px){.provider-marquee{-webkit-mask-image:linear-gradient(90deg,#0000,#000 1.5rem calc(100% - 1.5rem),#0000);mask-image:linear-gradient(90deg,#0000,#000 1.5rem calc(100% - 1.5rem),#0000)}.provider-marquee__card{width:12.5rem;height:7rem}.provider-marquee__track{animation:provider-marquee-scroll var(--provider-marquee-duration,40s) linear infinite}.provider-marquee:focus-within .provider-marquee__track,.provider-marquee:hover .provider-marquee__track{animation-play-state:paused}}@media (max-width:767px){.provider-marquee{overscroll-behavior-x:contain;scroll-snap-type:x mandatory;scrollbar-width:none;-webkit-overflow-scrolling:touch;overflow-x:auto}.provider-marquee::-webkit-scrollbar{display:none}.provider-marquee__clone{display:none}}@media (prefers-reduced-motion:reduce){.provider-marquee{scroll-snap-type:x mandatory;overflow-x:auto;-webkit-mask-image:none;mask-image:none}.provider-marquee__track{animation:none!important}.provider-marquee__clone{display:none}}}@property --tw-animation-delay{syntax:"*";inherits:false;initial-value:0s}@property --tw-animation-direction{syntax:"*";inherits:false;initial-value:normal}@property --tw-animation-duration{syntax:"*";inherits:false}@property --tw-animation-fill-mode{syntax:"*";inherits:false;initial-value:none}@property --tw-animation-iteration-count{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-translate-y{syntax:"*";inherits:false;initial-value:0}:root{--navy:#04152d;--navy-deep:#020d1c;--navy-mid:#0a2340;--navy-soft:#132f52;--gold:#f4a62a;--gold-hover:#e09418;--gold-soft:#fef6e8;--gold-muted:#9a6208;--background:#f5f7fa;--foreground:#0b1a2e;--card:#fff;--card-foreground:#0b1a2e;--muted:#e8edf4;--muted-foreground:#5a6b7d;--border:#dde4ee;--input:#dde4ee;--ring:#f4a62a;--borrow:#5548c8;--borrow-soft:#eeecfb;--borrow-deep:#4338b0;--invest:#0f7a40;--invest-soft:#e6f4ec;--invest-deep:#0b5c30;--business:#1a56b8;--business-soft:#e8effb;--business-deep:#14428f;--insurance:#0f766e;--insurance-soft:#e7f4f2;--insurance-deep:#0b5c56;--tools:#f4a62a;--tools-soft:#fef6e8;--tools-deep:#d49220;--success:#0d9f6e;--success-soft:#e6f7f1;--warning:#f4a62a;--danger:#dc3545;--info:#1a6fb5;--hero:#04152d;--surface:#fff;--surface-elevated:#fff;--shadow-sm:0 1px 2px #04152d0a,0 1px 3px #04152d0f;--shadow-md:0 4px 12px #04152d0f,0 2px 4px #04152d0a;--shadow-lg:0 12px 32px #04152d14,0 4px 12px #04152d0a;--shadow-xl:0 24px 48px #04152d1f,0 8px 16px #04152d0f;--shadow-gold:0 8px 24px #f4a62a47;--radius:16px;--radius-sm:10px;--radius-lg:20px;--radius-full:9999px;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--text-xs:.75rem;--text-sm:.875rem;--text-base:1rem;--text-lg:1.125rem;--text-xl:1.25rem;--text-2xl:1.5rem;--text-3xl:1.875rem;--text-4xl:2.25rem;--text-5xl:3rem;--text-6xl:3.75rem;--leading-tight:1.15;--leading-snug:1.35;--leading-normal:1.55;--leading-relaxed:1.7;--tracking-tight:-.025em;--tracking-normal:0;--tracking-wide:.04em;--on-navy-muted:#ffffffb8;--site-header-height:4rem;--mega-panel-max-height:calc(100vh - var(--site-header-height) - 1.5rem);--mega-eyebrow-size:.75rem;--mega-heading-size:.9375rem;--mega-link-size:.875rem;--mega-link-leading:1.35;--mega-col-pad-y:1.5rem;--mega-col-pad-x:1.25rem;--mega-eyebrow-to-groups:.75rem;--mega-heading-to-links:.75rem;--mega-group-gap:1.5rem;--mega-link-row:1.5rem;--hub-card-radius:var(--radius);--hub-card-grid-gap:1.5rem;--hub-card-pad-x:1.5rem;--hub-card-pad-top:1.25rem;--hub-card-pad-bottom:1.5rem;--hub-card-illustration-h:11.25rem;--hub-card-art-max-w:10.5rem;--hub-card-art-max-h:9rem;--hub-card-title-size:1.25rem;--hub-card-cta-gap:1.25rem;--hub-info-link-gap:.375rem;--hub-info-link-leading:1.4}@media (min-width:640px){:root{--hub-card-illustration-h:10.25rem;--hub-card-art-max-w:10rem;--hub-card-art-max-h:8.25rem}}@media (min-width:1024px){:root{--site-header-height:4.5rem;--hub-card-illustration-h:9.25rem;--hub-card-art-max-w:9.5rem;--hub-card-art-max-h:7.25rem;--hub-card-pad-x:1.625rem}}.dark{--background:#06101f;--foreground:#eef3f9;--card:#0c1c33;--card-foreground:#eef3f9;--muted:#132a45;--muted-foreground:#9aadc2;--border:#1e3554;--input:#1e3554;--ring:#f4a62a;--gold-soft:#2a2110;--navy-soft:#1a3355;--borrow-soft:#1a1840;--invest-soft:#0f2a1a;--business-soft:#0f1f3d;--insurance-soft:#0c2a28;--tools-soft:#2a2110;--success-soft:#0d2a22;--surface:#0c1c33;--surface-elevated:#132a45;--hero:#020d1c;--shadow-sm:0 1px 2px #00000059,0 1px 3px #00000040;--shadow-md:0 4px 12px #0006,0 2px 4px #0000004d;--shadow-lg:0 12px 32px #00000073,0 4px 12px #0000004d;--shadow-xl:0 24px 48px #00000080,0 8px 16px #00000059;--shadow-gold:0 8px 24px #f4a62a33;--on-navy-muted:#ffffffb8}.article-prose{color:var(--foreground)}@supports (color:color-mix(in lab,red,red)){.article-prose{color:color-mix(in srgb,var(--foreground) 82%,var(--navy))}}.article-prose>*+*{margin-top:1.5rem}.article-prose>section+section{margin-top:2rem}.article-prose h2{letter-spacing:-.02em;margin-top:0;margin-bottom:.75rem;font-size:1.35rem;line-height:1.25}.article-prose h2,.article-prose h3{font-family:var(--font-serif),Georgia,serif;color:var(--navy);font-weight:600}.article-prose h3{margin-top:1.25rem;margin-bottom:.5rem;font-size:1.125rem;line-height:1.3}.article-prose p{margin:0;font-size:1.0625rem;line-height:1.75}.article-prose p+p{margin-top:.75rem}.article-prose a{color:var(--navy);text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);font-weight:600}@supports (color:color-mix(in lab,red,red)){.article-prose a{-webkit-text-decoration-color:color-mix(in srgb,var(--gold) 55%,transparent);text-decoration-color:color-mix(in srgb,var(--gold) 55%,transparent)}}.article-prose a{text-underline-offset:.16em}.article-prose a:hover{-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold)}.article-prose ol,.article-prose ul{margin-top:.75rem;padding-left:1.15rem}.article-prose ul{list-style:outside}.article-prose ol{list-style:decimal}.article-prose li{margin-top:.4rem;padding-left:.2rem;font-size:1.0625rem;line-height:1.7}.article-prose li::marker{color:var(--gold-muted)}.article-prose blockquote{margin-top:1.25rem}@media (min-width:640px){.article-prose h2{font-size:1.5rem}.article-prose h3{font-size:1.2rem}.article-prose li,.article-prose p{font-size:1.125rem}}@media (max-width:639px){.article-prose li,.article-prose p{font-size:1rem;line-height:1.7}.article-prose h2{font-size:1.25rem}}@property --tw-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-z{syntax:"*";inherits:false;initial-value:0}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-space-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-divide-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-gradient-position{syntax:"*";inherits:false}@property --tw-gradient-from{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-via{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-to{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-stops{syntax:"*";inherits:false}@property --tw-gradient-via-stops{syntax:"*";inherits:false}@property --tw-gradient-from-position{syntax:"<length-percentage>";inherits:false;initial-value:0}@property --tw-gradient-via-position{syntax:"<length-percentage>";inherits:false;initial-value:50%}@property --tw-gradient-to-position{syntax:"<length-percentage>";inherits:false;initial-value:100%}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-ordinal{syntax:"*";inherits:false}@property --tw-slashed-zero{syntax:"*";inherits:false}@property --tw-numeric-figure{syntax:"*";inherits:false}@property --tw-numeric-spacing{syntax:"*";inherits:false}@property --tw-numeric-fraction{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-backdrop-blur{syntax:"*";inherits:false}@property --tw-backdrop-brightness{syntax:"*";inherits:false}@property --tw-backdrop-contrast{syntax:"*";inherits:false}@property --tw-backdrop-grayscale{syntax:"*";inherits:false}@property --tw-backdrop-hue-rotate{syntax:"*";inherits:false}@property --tw-backdrop-invert{syntax:"*";inherits:false}@property --tw-backdrop-opacity{syntax:"*";inherits:false}@property --tw-backdrop-saturate{syntax:"*";inherits:false}@property --tw-backdrop-sepia{syntax:"*";inherits:false}@property --tw-duration{syntax:"*";inherits:false}@property --tw-content{syntax:"*";inherits:false;initial-value:""}@keyframes pulse{50%{opacity:.5}}@keyframes accordion-down{0%{height:0}to{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}}@keyframes accordion-up{0%{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}to{height:0}}