Can I borrow £10,000 with a personal loan?

13 participating products in our dataset currently publish a range that includes £10,000. That does not mean you will be offered that amount.

What could repayments be on a £10,000 loan?

An illustrative repayment at 7.9% APR over 5 years is £202.29 a month. Your rate can be higher or lower. This is not a quote.

Does applying affect my credit score?

A soft eligibility check may estimate your chance without a hard search. A full application usually leaves a hard search on your credit file.

Compare £10,000 personal loans over 5 years

£10,000 sits within the published loan range of 13 participating products in our current personal-loan dataset. The 5-year term is compared only where the lender publishes a matching term range. Eligibility is never assumed from a missing min or max.

This amount

Illustrative repayment

Illustrative repayment at 7.9% APR — not a personalised quote and not a lender-specific rate. Example monthly figure: £202.29.

Dataset

Qualifying options

Only records whose verified range includes this amount are listed. Missing min/max values are excluded.

M&S Bank

M&S Personal Loan

Tesco Bank

Tesco Bank Personal Loan

TSB

TSB Personal Loan

Santander

Santander Personal Loan

first direct

first direct Personal Loan

Nationwide

Nationwide Personal Loan

NatWest

NatWest Personal Loan

HSBC

HSBC Personal Loan

Lloyds

Lloyds Personal Loan

Halifax

Halifax Personal Loan

Zopa

Zopa Personal Loan

Bamboo

Bamboo Personal Loan

FAQs

Common questions

Related amounts

Details checked 2026-09-16. Rates, fees and eligibility can change.