Business Finance Providers

Arkle Finance

UK personal and business finance provider with 3 product lines on WiT Money

3 products

Barclays

UK personal and business finance provider with 4 product lines on WiT Money

5 products

Capital on Tap

UK personal and business finance provider with 1 product line on WiT Money

1 product

Fleximize

UK personal and business finance provider with 1 product line on WiT Money

1 product

Funding Circle

UK personal and business finance provider with 3 product lines on WiT Money

3 products

Iwoca

UK personal and business finance provider with 2 product lines on WiT Money

2 products

NatWest

UK personal and business finance provider with 4 product lines on WiT Money

5 products

Ultimate Finance

UK personal and business finance provider with 2 product lines on WiT Money

2 products

YouLend

UK personal and business finance provider with 1 product line on WiT Money

1 product

365 Finance

365 Finance merchant cash advance: advance £10,000–£500,000 on the current dedicated MCA page

1 product

Airwallex

Explore £0 or £19/month depending on balance/deposit criteria; higher plans and custom pricing available

2 products

Aldermore

Strong factoring and confidential-discounting choice with optional bad-debt protection

3 products

Allica Bank

Growth Guarantee Scheme Business Loan, APR Personalised pricing under the Growth Guarantee Scheme

3 products

Amazon Lending

Amazon Lending merchant cash advance: advance Personalised offer in Seller Central

1 product

Bank of Scotland

Business Credit Card: Representative APR 15.95%

2 products

Bibby Financial Services

Large specialist provider with distinct factoring and invoice-discounting advance rates

1 product

Capify

Small Business Loan, APR Personalised offer

3 products

Close Brothers

Hire Purchase; Finance Lease; Operating Lease; Refinance / Capital Release, Hire Purchase typically up to 5 years

2 products

Co-operative Bank

Business Overdraft. Representative EAR 10.2%

1 product

CurrencyFair

No setup or monthly fee; current business page states a flat €3 (or currency equivalent) transfer-out fee and

1 product

eCapital UK

Invoice Finance with managed collections

1 product

Equals Money

No universal public business FX price schedule verified; fees/quotes are tailored to client/payment requirements

1 product

Investec

Larger or complex SME purchases and sustainability assets

1 product

JCB Finance

Fixed Rate Hire Purchase; JCB FlexiBuy; JCB FlexiLease, Tailored / product-specific

1 product

Liberis

Liberis merchant cash advance: advance £1,000–£1,000,000; One fixed fee; Pre-agreed percentage of sales

1 product

Lloyds Bank

One recorded car finance example: Car Loan, APR 7.4%, £1,000–£50,000, 1–7 years

13 products

Lombard

Hire Purchase; Lease; Residual Value Lease; Business Contract Hire

1 product

Metro Bank

Business Overdraft. Representative EAR 14.13%

2 products

Mettle

Mettle business account, monthly fee £0

1 product

Moneycorp

Current partner/business pages describe no online transfer fees and low competitive fees on other transactions

1 product

Monzo

Business Lite, monthly fee £0 Lite plan

1 product

myPOS

myPOS merchant cash advance: advance Personalised offer; no universal public amount range

1 product

Novuna

Invoice Finance Comparison / Brokerage

2 products

Nucleus Commercial Finance

Nucleus Business Loans, APR From 1.99% / month, £10,000–£500,000, Up to 60 months on current product listing

1 product

OakNorth Bank

Secured Business Loan, From £1 million up to tens of millions, Bespoke

1 product

OFX

Standard plan £0 per user/month; Full Suite £75 per user/month

1 product

Paragon Bank

14 Month Fixed Rate Cash ISA, fee 4.40% AER fixed

3 products

PayPal

PayPal merchant cash advance: advance £1,000–£200,000 initial; up to £300,000 for repeat funding

1 product

Propel Finance

Hire Purchase; Finance Lease; Asset Refinance, Tailored; fixed/minimum periods commonly used

1 product

Pulse Finance

Invoice Finance with managed collections

1 product

Royal Bank of Scotland

Business Credit Card: Representative APR 24.3%

2 products

Shire Leasing

SMEs financing technology, equipment and commercial assets with flexible lease structures

1 product

Shopify Capital

Shopify Capital merchant cash advance: advance Personalised funding options shown in Shopify admin

1 product

Siemens Financial Services

Technology, industrial equipment, sustainability and specialist sector finance

1 product

Skipton Business Finance

Specialist factoring / confidential discounting provider with clear collections split

1 product

Sonovate

Highly credible specialist for recruitment and consultancy businesses

1 product

Square

Square merchant cash advance: advance Personalised offer; no universal public minimum or maximum

1 product

Starling Bank

Business Account, monthly fee £0

1 product

ThinCats

Owner Managed Business Funding, APR Bespoke pricing based on transaction and credit assessment

2 products

Tide

Business Current Account, monthly fee £0 plan

1 product

Time Finance

Broad flexible provider with factoring, discounting, selective invoice finance

2 products

TorFX

No universal public business fee schedule verified in source used; rates are quote/transaction dependent

1 product

TSB

TSB Personal Loan, APR 6.1% Representative APR, £1,000–£25,000, 1–7 years

6 products

United Trust Bank

Hire Purchase; Asset Finance

1 product

Wise

£50 one-time setup fee for local account details

1 product

WorldFirst

Free account/no ongoing account charges; local GBP/EUR/USD payments £0.30; international payments £4

1 product

Worldpay Business Finance

Worldpay Business Finance merchant cash advance: advance £1,000–£300,000; One fixed cost agreed upfront

1 product

Zempler Bank

Business Current Account Overdraft

1 product

Moss

Spend management platform bringing cards, invoices, reimbursements, approvals and accounting automation together.

1 product

Soldo

Spend management platform with company cards, wallets, receipt capture, controls, approvals and accounting integrations.

1 product

Expend

Expense and spend management platform supporting Expend cards or connected existing Visa/Mastercard business cards.

1 product

Ramp

UK finance platform combining GBP corporate cards, expenses, reimbursements, accounts payable and accounting automation.

1 product

Spendesk

Spend management and procurement platform covering cards, reimbursements, AP, procurement and budgets.

1 product

Pleo

Spend management platform with physical/virtual cards, expense tracking, AP, reimbursements and approvals.

1 product

Payhawk

Spend management and finance orchestration platform with cards, expenses, bill pay, procurement, budgets and multi-entity controls.

1 product