Provider profile
Co-operative Bank
Business Overdraft. Representative EAR 10.2%
1
Products covered
Business overdrafts
Overview
About Co-operative Bank
Editorial summary — not an endorsement.
Co-operative Bank is listed for business overdrafts. Business Overdraft. Representative EAR 10.2%. Representative 10.20% EAR variable for arranged overdrafts up to £25,000; calculated from Bank of England base rate plus agreed margin. May be secured above £10,000; usually a personal guarantee; other security may be accepted. These are recorded comparison figures, not a personalised quote.
Confirm current FCA permissions for Co-operative Bank on the Financial Services Register before you apply.
Products offered
What Co-operative Bank offers
Key product areas we track on WiT Money — rates and availability change.
Business overdrafts
Business Overdraft
Co-operative Bank business overdrafts compared on WiT Money.
See comparison
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Co-operative Bank. Terms, eligibility and pricing can change.
Pros
- Standard Current Account
- Everyday Extra
- Customers wanting branch access and fee-free card spending abroad
- Households who value bundled travel, breakdown and mobile insurance
Cons
- Recent £200 switch offer has ended; do not show as active
- £12 monthly fee; insurance exclusions/eligibility must be checked carefully
- Arrangement fee: 1.5% of agreed limit or £50 minimum. Waived up to £25k for Business Bank Account Plus customers and for any limit for FSB customers.
- May be secured above £10,000; usually a personal guarantee; other security may be accepted
Compare
Comparison links
See how Co-operative Bank stacks up against other UK providers.
Compare business overdrafts
See Co-operative Bank alongside other UK business overdrafts providers.
Open comparisonFAQ
Frequently asked questions about Co-operative Bank
Ready to compare Co-operative Bank?
Jump into a live comparison table and shortlist products that match your needs.