Editorial Guidelines

Commercial relationships may earn WiT Money commission or referral fees when you proceed through some links on our site. Commercial relationships are kept separate from the factual product data and eligibility criteria used by our comparison tools. We do not invent rates or hide material fees to favour a partner.

We use provider disclosures and reputable sources when presenting representative APRs, fees and key features. Product details change — always confirm current terms with the provider before applying. Report suspected errors via our Corrections Policy.

We avoid unsupported claims such as guaranteed approval or blanket statements that applications never affect your credit file. Soft eligibility checks and full applications are described separately where relevant. Content is general information, not personalised financial advice.