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WiTMoney is a free financial comparison and information service, part of WiT Finance Group. We do not provide financial, investment or credit advice. WiT Money may receive a commission or referral fee from some providers when you follow a link or take out a product. See how we make money.

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  1. Home
  2. Invest
  3. Alternative Investments

Invest

Alternative Investments

Explore specialist and higher-risk investments beyond mainstream funds and shares. Educational guides — not product recommendations.

Higher-risk specialist investments

Alternative investments can involve substantially higher risk than Cash ISAs, savings accounts or mainstream diversified funds and shares. Some products may be illiquid. You could lose some or all of your money. Protections differ by product. FCA authorisation of a firm does not mean every investment it offers is protected. Do not assume FSCS protection applies unless it specifically does. Tax reliefs such as EIS, SEIS and VCT relief depend on eligibility and current UK rules and can change.

Start here

High-priority topics

Common specialist routes UK investors research — each carries elevated risk.

Higher risk

Peer-to-Peer Lending

Lending to individuals or businesses via online platforms.

Explore P2P
Higher risk

Equity Crowdfunding

Buying shares in early-stage or private companies online.

Explore crowdfunding
Higher risk

Innovative Finance ISA (IFISA)

An ISA wrapper for certain peer-to-peer and related investments.

Explore IFISAs
Higher risk

Venture Capital Trusts (VCTs)

Listed trusts investing in smaller UK companies, with specific tax rules.

Explore VCTs

Also explore

Further alternative routes

Additional specialist topics — still higher risk than mainstream diversified investing.

Higher risk

EIS Investments

Enterprise Investment Scheme investments in qualifying companies.

Explore EIS
Higher risk

SEIS Investments

Seed Enterprise Investment Scheme — earlier-stage, higher risk.

Explore SEIS
Higher risk

Private Equity Investing

Accessing private company ownership, often via funds or platforms.

Explore private equity
Higher risk

Angel Investing

Direct investment in early-stage businesses, often illiquid.

Explore angel investing

FAQs

Common questions

Neutral answers for orientation — always check current rules and documents.

Last reviewed: 9 August 2026. Educational information only. Not personalised advice. Capital at risk where you invest.

  • Editorial Guidelines
  • How We Make Money
  • Corrections Policy
  • FCA
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