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  1. Home
  2. Providers
  3. Moss

Provider profile

Moss

Spend management platform bringing cards, invoices, reimbursements, approvals and accounting automation together.

1

Products covered

Spend management

Overview

About Moss

Editorial summary — not an endorsement.

Spend management platform bringing cards, invoices, reimbursements, approvals and accounting automation together. SMEs; affiliate page states target audience of approximately 10–500 employees. Free plans: up to 3 users with unlimited cards and up to 20 invoices/month. Paid plans: unlimited users/cards, advanced approvals and budget controls; platform fee plus transaction-volume-based variable fee. These are recorded comparison figures, not a personalised quote.

Confirm current FCA permissions for Moss on the Financial Services Register before you apply.

Legal name

Moss

Headquarters

United Kingdom

View provider

Products offered

What Moss offers

Key product areas we track on WiT Money — rates and availability change.

Spend management

Spend Management

Moss spend management compared on WiT Money.

See comparison

Compare in category

Spend management

Moss spend management

Verified capabilities from the WiT Money spend-management comparison. Blank fields are omitted rather than shown as No.

Spend management platform bringing cards, invoices, reimbursements, approvals and accounting automation together.

Verified capabilities

  • Virtual cards
  • Debit / wallet funding
  • Credit funding (where eligible)
  • Expense management
  • Reimbursements
  • Approval workflows
  • Invoice / AP workflows
  • Procurement / purchase orders
  • Budgets
  • API / automation

Accounting & ERP integrations

Xero, QuickBooks Online, NetSuite, Microsoft Dynamics 365 Business Central, SAP Business One, Exact Online, AFAS, DATEV, Twinfield

Pricing model

Free modules + paid modular platform pricing

Published pricing

Free plans: up to 3 users with unlimited cards and up to 20 invoices/month. Paid plans: unlimited users/cards, advanced approvals and budget controls; platform fee plus transaction-volume-based variable fee. Free plan

Pricing note

Credit funding is eligibility-dependent. Paid pricing is tailored and volume-linked.

Information checked

15 Sep 2026

Important restriction. Debit or credit funding is available on eligible paid plans; do not present credit as universal.

Information checked 15 Sep 2026. View provider source

Get started

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

At a glance

Pros and cons

Recorded product facts for Moss. Terms, eligibility and pricing can change.

Pros

  • Spend management platform bringing cards, invoices, reimbursements, approvals and accounting automation together.
  • SMEs; affiliate page states target audience of approximately 10–500 employees
  • Issues cards
  • Expense management recorded

Cons

  • Demo or sales-led signup
  • Debit or credit funding is available on eligible paid plans; do not present credit as universal.
  • Credit funding is eligibility-dependent. Paid pricing is tailored and volume-linked.

Compare this provider

Moss comparisons

Selected side-by-side pages using verified overlapping facts. These are comparisons, not recommendations.

  • Moss vs Payhawk

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Comparison links

See how Moss stacks up against other UK providers.

Compare spend management

See Moss alongside other UK spend management providers.

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FAQ

Frequently asked questions about Moss

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