Provider profile
YouLend
UK personal and business finance provider with 1 product line on WiT Money
1
Products covered
Business loans
Overview
About YouLend
Editorial summary — not an endorsement.
YouLend provides UK SME finance based on future sales — often structured as revenue-based or merchant cash advance style facilities rather than a classic fixed-term loan. Repayments flex with turnover, which can help seasonal businesses, but the effective cost needs careful comparison against a bank term loan or invoice finance facility.
Confirm current FCA permissions for YouLend on the Financial Services Register before you apply.
Products offered
What YouLend offers
Key product areas we track on WiT Money — rates and availability change.
Business loans
Business Loan
YouLend business loans compared on WiT Money.
Bespoke pricing
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Pros and cons
Recorded product facts for YouLend. Terms, eligibility and pricing can change.
Pros
- Repayments that can flex with sales
- Useful for seasonal or high-turnover SMEs
- Wide potential funding range
- Open to businesses with limited trading history on some cases
Cons
- Effective cost can be higher than cheap bank term loans
- No fixed term can make budgeting less predictable
- Requires sufficient card/sales volume in many models
- Always model total repayable against projected turnover
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Comparison links
See how YouLend stacks up against other UK providers.
FAQ
Frequently asked questions about YouLend
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