Provider profile
PayPal
PayPal merchant cash advance: advance £1,000–£200,000 initial; up to £300,000 for repeat funding
1
Products covered
Merchant cash advance
Overview
About PayPal
Editorial summary — not an endorsement.
PayPal is listed for merchant cash advance. PayPal merchant cash advance: advance £1,000–£200,000 initial; up to £300,000 for repeat funding; One transparent fixed fee; Chosen percentage of PayPal sales automatically deducted; manual payments also allowed. No personal guarantee stated; eligibility is based primarily on PayPal account history. Minimum trading recorded as PayPal Business account for at least 90 days. These are recorded comparison figures, not a personalised quote.
Confirm current FCA permissions for PayPal on the Financial Services Register before you apply.
Products offered
What PayPal offers
Key product areas we track on WiT Money — rates and availability change.
Merchant cash advance
Merchant Cash Advance
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Pros and cons
Recorded product facts for PayPal. Terms, eligibility and pricing can change.
Pros
- PayPal Working Capital
- Advance £1,000–£200,000 initial; up to £300,000 for repeat funding
- One transparent fixed fee
- Chosen percentage of PayPal sales automatically deducted; manual payments also allowed
Cons
- No personal guarantee stated; eligibility is based primarily on PayPal account history
- Minimum trading: PayPal Business account for at least 90 days
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