Provider profile
NatWest
UK personal and business finance provider with 4 product lines on WiT Money
5
Products covered
Credit cards
Business loans
Invoice finance
Asset finance
Robo advisors
Overview
About NatWest
Editorial summary — not an endorsement.
NatWest is a major UK high-street bank serving personal and business customers. On WiT Money it appears across credit cards plus business loans, invoice finance and asset finance — making it a full-spectrum option for people and SMEs who want banking and borrowing in one group. Pricing and eligibility vary widely by product; established trading history is typically needed for business facilities.
Confirm current FCA permissions for NatWest on the Financial Services Register before you apply.
Products offered
What NatWest offers
Key product areas we track on WiT Money — rates and availability change.
Credit cards
Credit Card
NatWest credit cards compared on WiT Money.
From 24.9%–40.7%
Compare in categoryBusiness loans
Business Loan
NatWest business loans compared on WiT Money.
From 12.63%
Compare in categoryInvoice finance
Invoice Finance
NatWest invoice finance compared on WiT Money.
From Up to 90%
Compare in categoryAsset finance
Asset Finance
NatWest asset finance compared on WiT Money.
From Usually required
Compare in categoryRobo advisors
NatWest Invest
NatWest Invest ISA, GIA and personal pension compared on WiT Money.
See comparison
Compare in categoryAt a glance
Pros and cons
Recorded product facts for NatWest. Terms, eligibility and pricing can change.
Pros
- Broad personal and business product footprint
- Competitive card and SME lending options for eligible customers
- Established invoice and asset finance capability
- Nationwide branch and digital coverage
Cons
- Stronger credit/trading profiles unlock better pricing
- Business facilities often need 12+ months trading
- Large-bank processes can feel slower than fintech specialists
- Always compare total cost across banks and alternative lenders
Compare this provider
NatWest comparisons
Selected side-by-side pages using verified overlapping facts. These are comparisons, not recommendations.
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Comparison links
See how NatWest stacks up against other UK providers.
Compare robo advisors
See NatWest Invest alongside other UK managed investing providers.
Open comparisonFAQ
Frequently asked questions about NatWest
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