Provider profile
Capital on Tap
UK personal and business finance provider with 1 product line on WiT Money
1
Products covered
Business loans
Overview
About Capital on Tap
Editorial summary — not an endorsement.
Capital on Tap provides UK business credit cards and related SME finance tools designed for freelancers and growing companies that need flexible spending power rather than a classic term loan. Facilities are often revolving, with no fixed term in the traditional sense, and pricing depends on risk assessment. It suits businesses that want to separate company spend, earn rewards where available, and access working capital without waiting on lengthy bank processes.
Confirm current FCA permissions for Capital on Tap on the Financial Services Register before you apply.
Products offered
What Capital on Tap offers
Key product areas we track on WiT Money — rates and availability change.
Business loans
Business Loan
Capital on Tap business loans compared on WiT Money.
From 34.65%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Capital on Tap. Terms, eligibility and pricing can change.
Pros
- Built specifically for UK SMEs and freelancers
- Flexible revolving facilities without rigid loan terms
- Fast digital application journeys
- Open to businesses with shorter trading histories in some cases
Cons
- Not a substitute for long-term investment finance
- Rates and limits are risk-based and can be higher than banks
- Rewards and fees vary by product — read the small print
- Personal guarantees or director checks may still apply
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Comparison links
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