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  1. Home
  2. Investment Platforms
  3. Freetrade vs Trading 212

Investment Platforms

Freetrade vs Trading 212

Compare selected fees, account options and features using information checked against published provider sources.

Information is provided for comparison and does not constitute a recommendation. Features, fees and eligibility can change. Confirm current terms with each provider.

Compare

At a glance

Selected verified comparison facts for Freetrade and Trading 212
FeatureFreetradeTrading 212
Platform feeBasic £0/month; Standard £5.99/month (£4.99/mo annual billing); Plus £11.99/month (£9.99/mo annual billing)£0
Dealing feeCommission-free investing; FX 0.99% Basic, 0.59% Standard, 0.39% Plus£0 commission; taxes/exchange/regulatory charges can apply
Minimum investmentBuy orders from £0.10; Direct Debit top-ups from £25; ready-made portfolios from £10Stocks ISA minimum deposit £1
Stocks & Shares ISAYesYes
SIPPYesYes
General investment accountYesYes
FundsNot publicly statedNo
ETFsNot publicly statedYes
UK sharesNot publicly statedYes
Mobile appNot publicly statedYes
FX feeNot publicly stated0.15% FX fee where conversion is required

Differences

Key verified differences

  • Platform fee

    Freetrade: Basic £0/month; Standard £5.99/month (£4.99/mo annual billing); Plus £11.99/month (£9.99/mo annual billing). Trading 212: £0.

  • Dealing fee

    Freetrade: Commission-free investing; FX 0.99% Basic, 0.59% Standard, 0.39% Plus. Trading 212: £0 commission; taxes/exchange/regulatory charges can apply.

  • Minimum investment

    Freetrade: Buy orders from £0.10; Direct Debit top-ups from £25; ready-made portfolios from £10. Trading 212: Stocks ISA minimum deposit £1.

Who this helps

Who might compare these providers?

Neutral scenarios only — this is not a recommendation.

You may want to compare these providers if you are deciding between Freetrade and Trading 212 for investment platforms and want to see selected published fees and features side by side.

About Freetrade

Freetrade is a UK mobile-first investing app designed for straightforward share and ETF investing through a clean, app-only experience. It offers a general investment account and Stocks & Shares ISA, with some features and wrappers available on paid subscription plans. Freetrade suits beginners who want simplicity over deep research tools, though the investment universe is narrower than full-service brokers.

Freetrade profile

About Trading 212

Trading 212 is a commission-free trading app popular with UK beginners who want to invest in shares and ETFs from a mobile-first interface. It offers fractional shares, pie portfolios and a Stocks & Shares ISA alongside a general investing account. There is no platform fee on the Invest account, though FX spreads and other costs may apply — and SIPP availability is more limited than established pension specialists.

Trading 212 profile

Before you choose

Things to check

  • Confirm current fees, eligibility and account availability with the provider.
  • Check whether the product, wrapper or plan you need is still offered.
  • Read the provider’s own documents before you apply or transfer.

FAQs

Common questions

Related

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Details checked 11 September 2026 / 2026-09-11. Canonical URL: https://witmoney.co.uk/compare/investment-platforms/freetrade-vs-trading-212.