Spend Management
Compare selected fees, account options and features using information checked against published provider sources.
Information is provided for comparison and does not constitute a recommendation. Features, fees and eligibility can change. Confirm current terms with each provider.
Compare
| Feature | Expend | Payhawk |
|---|---|---|
| Cards issued | Yes | Yes |
| Virtual cards | Yes | Yes |
| Physical cards | Yes | Yes |
| Expense management | Yes | Yes |
| Approval workflows | Yes | Yes |
| Spend controls | Yes | Yes |
| Mobile app | Yes | Yes |
| Free trial | Yes | Yes |
Who this helps
Neutral scenarios only — this is not a recommendation.
You may want to compare these providers if you are deciding between Expend and Payhawk for spend management and want to see selected published fees and features side by side.
Expense and spend management platform supporting Expend cards or connected existing Visa/Mastercard business cards. Growing businesses and finance teams. Essential £33 for 3 users; Elevate £39; Enhanced £48; Elements custom. Pricing page distinguishes annual/monthly additional-user rates. These are recorded comparison figures, not a personalised quote.
Expend profileSpend management and finance orchestration platform with cards, expenses, bill pay, procurement, budgets and multi-entity controls. Small businesses through multi-entity and enterprise finance teams. Current pricing page describes modular pricing. A UK/EEA Growth programme is advertised from £149/month for 24 months for eligible single-entity businesses with fewer than 20 employees; treat as eligibility-specific promotional pricing. These are recorded comparison figures, not a personalised quote.
Payhawk profileBefore you choose
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Details checked 2026-09-15 / 2026-09-15. Canonical URL: https://witmoney.co.uk/compare/spend-management/expend-vs-payhawk.