How the Current Account Switch Service works, what moves automatically, and how to compare switching bonuses.
6 min readPublished 28 March 2026Last updated 21 July 2026
Written by Teresa Mary, Chief Finance Editor
The Current Account Switch Service moves your balance, payments and redirects debits from the old account — usually within seven working days when eligible.
Switching incentives are useful, but also compare overdraft rates, app quality, customer service and any monthly fees after the honeymoon period.
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