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Education hub

Business Finance

Practical guides to business banking, borrowing, cash flow, credit and funding for UK businesses.

Explore business finance

What do you need help with?

Explore guides by topic or compare business finance products.

  • Business loansUnderstand borrowing options, costs and eligibility.
  • Business overdraftsCompare flexible short-term borrowing on a business account.
  • Business credit cardsExplore APRs, fees, rewards and employee card options.
  • Cash FlowUnderstand common ways to manage cash-flow gaps, late payments and working-capital pressure.
  • Business bankingCompare business current accounts and everyday banking features.
  • Funding optionsBrowse the full business finance product hub.
  • Managing business debtUnderstand repayments, refinancing, guarantees and what to do if debt becomes difficult to manage.
  • Sales-linked financeUnderstand merchant cash advances and sales-based repayments.
  • Business Finance questionsShort answers to common questions.

Start here

Start with the basics

A practical entry point before you compare products or dig into specialist guides.

Start here

Which type of business finance is right for you?

Compare loans, overdrafts, credit cards and other finance options based on how your business needs to borrow.

Read the guide

Guides

Business finance guides

Clear explainers to help you understand options, costs and fit — before you apply.

10 guides in this category

SME funding
Business Finance
14 min readUpdated 1 Sept 2026

Choosing the right business loan for your SME

Start with why you need funding, then compare business loans, overdrafts, invoice finance, asset finance and credit cards — without a personalised recommendation.

Read article: Choosing the right business loan for your SME
Debt & Cash Flow
Business Finance
14 min readUpdated 26 Aug 2026

Managing Business Debt

Understand your business debts, prioritise repayments, compare refinancing options and know what to consider if repayments are becoming difficult.

Read article: Managing Business Debt
Business Finance
Business Finance
12 min readUpdated 26 Aug 2026

Business Cash Flow

Understand common ways to manage short-term cash-flow gaps, late customer payments and working-capital pressure.

Read article: Business Cash Flow
Sales-linked finance
Business Finance
12 min readUpdated 26 Aug 2026

Merchant cash advances explained

Learn how merchant cash advances work, how sales-linked repayments and costs are structured, and what to compare before using this type of business finance.

Read article: Merchant cash advances explained
Cashflow tools
Business Finance
13 min readUpdated 1 Sept 2026

Invoice finance vs business overdraft

Invoice finance advances cash against unpaid invoices; a business overdraft is revolving account borrowing. Compare structure, costs and fit.

Read article: Invoice finance vs business overdraft
Flexible borrowing
Business Finance
7 min readUpdated 26 Aug 2026

Business overdrafts explained

How arranged business overdrafts work, what EAR means, and what to check on fees, limits and eligibility.

Read article: Business overdrafts explained
Business borrowing
Business Finance
8 min readUpdated 26 Aug 2026

Secured vs unsecured business loans

What security and personal guarantees mean for business borrowing — and how that changes cost, risk and eligibility.

Read article: Secured vs unsecured business loans
Equipment funding
Business Finance
7 min readUpdated 26 Aug 2026

Asset finance explained

How hire purchase and leasing-style finance can fund equipment and vehicles — and what to compare before signing.

Read article: Asset finance explained
Business spending
Business Finance
6 min readUpdated 26 Aug 2026

Business credit cards explained

How business credit cards differ from personal cards — APR, fees, employee cards and what to compare before you apply.

Read article: Business credit cards explained
Business banking
Business Finance
5 min readUpdated 1 Aug 2026

Business bank account checklist

Fees, integrations and features UK businesses should compare before opening or switching accounts.

Read article: Business bank account checklist

Compare options

Compare business finance products

Explore current providers, costs and eligibility across popular business finance products.

  • Business loans

    Compare borrowing options for investment, growth and working capital.

    Compare business loans
  • Business overdrafts

    Compare flexible short-term borrowing linked to business banking.

    Compare overdrafts
  • Business credit cards

    Compare APRs, fees, cashback, rewards and employee card options.

    Compare business credit cards

Also useful

  • Business finance product hub
  • Business bank accounts
  • Unsecured business loans
  • Merchant cash advance
  • Asset finance
  • Invoice finance

FAQs

Business finance questions

Short answers to common questions. Product pricing and eligibility always depend on the provider and your circumstances.

Questions or updates

If you spot something that needs correcting or want to contact our editorial team, get in touch.

contact@witfinancegroup.com →

Related

Continue with a related page

Links are chosen from this category’s registry — not a generic keyword dump.

  • UK money guides
  • Managing business debt
  • Business cash flow
  • How business loans work
  • Compare UK business loans
  • Invoice finance versus a business overdraft