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Part ofWiT FINANCE GROUP

Wise. Insightful. Trusted.

WiTMoney is a free financial comparison and information service, part of WiT Finance Group. We do not provide financial, investment or credit advice. WiT Money may receive a commission or referral fee from some providers when you follow a link or take out a product. See how we make money.

Product information is provided for comparison and general information purposes only and does not constitute a personal recommendation. Rates, fees, eligibility criteria and other terms can change. Always check the latest information and full terms directly with the provider before making a decision.

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  1. Home
  2. Borrow
  3. Mortgages

Borrow

Mortgages

Compare mortgages from the lenders we cover using verified rate data. Live cards show current rates only — purpose, property value and loan amount drive matching.

  1. Home
  2. Mortgages
  3. Remortgages

Mortgages

Remortgages

Compare remortgage options to switch rate, cut monthly costs or release equity when your current deal ends.

Verified rates only

Current lender tables — not dated examples

Purpose-led matching

LTV and amount filter before sort

Subject to status

Lender assessment required

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage finder

Find remortgage deals

Tell us your property value and how much you need to borrow. We'll calculate your equity and LTV before matching remortgage products.

£
£

Usually your current mortgage balance, plus any additional borrowing you need.

Full mortgage term — not the initial deal period.

Equity

£60,000

Loan to value

80%

Your home may be repossessed if you do not keep up repayments on your mortgage.

Key considerations

  • Check early repayment charges on your current mortgage
  • Compare product fees as well as the initial rate
  • Free valuation or legal work can reduce switching costs

Filters

Rate type

Initial deal period

Initial rate

Product fee

Features

Provider

About this comparison

Lenders we compare

8 lenders covered. Matching uses verified max LTV — unknown LTV products are excluded.

How we compare mortgages →

41 matching remortgage deals

£240,000 mortgage · £300,000 property · £60,000 equity · 80% LTV · 25-year term

We compare participating providers and do not cover the whole market. WiT Money may receive a commission or referral fee from some providers if you proceed through a link. How we make money

Compare rates and fees together — a lower initial rate can come with a higher product fee.

How we compare mortgages →

Your home may be repossessed if you do not keep up repayments on your mortgage.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

4.71%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,363/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1500 cashback

INITIAL RATE

4.79%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,374/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

4.81%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,377/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1500 cashback

INITIAL RATE

4.84%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,381/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

4.84%

PRODUCT FEE

£1,499

MAX LTV

80%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,381/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1000 cashback

INITIAL RATE

4.89%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,388/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1500 cashback

INITIAL RATE

4.89%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,388/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

4.9%

PRODUCT FEE

£1,499

MAX LTV

80%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,389/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

4.93%

PRODUCT FEE

£1,499

MAX LTV

85%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,393/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1000 cashback

INITIAL RATE

4.94%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,395/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

4.94%

PRODUCT FEE

£999

MAX LTV

80%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,395/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed
£1000 cashback

INITIAL RATE

4.99%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,402/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

4.99%

PRODUCT FEE

£999

MAX LTV

80%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,402/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

4.99%

PRODUCT FEE

£999

MAX LTV

90%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,402/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£700 cashback

INITIAL RATE

5.03%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,407/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

2 Year Fixed — Remortgage

Remortgage
2-year fixed

INITIAL RATE

5.04%

PRODUCT FEE

£999

MAX LTV

90%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,409/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

5.05%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,410/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£700 cashback

INITIAL RATE

5.06%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,411/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£700 cashback

INITIAL RATE

5.06%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,411/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.06%

PRODUCT FEE

£1,499

MAX LTV

85%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,411/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£500 cashback

INITIAL RATE

5.07%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,413/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

5.09%

PRODUCT FEE

£0

MAX LTV

95%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,416/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.09%

PRODUCT FEE

£0

MAX LTV

80%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,416/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.09%

PRODUCT FEE

£999

MAX LTV

85%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,416/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£500 cashback

INITIAL RATE

5.1%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,417/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed
£500 cashback

INITIAL RATE

5.1%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,417/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

5.11%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,418/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

5.14%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,423/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.15%

PRODUCT FEE

£1,499

MAX LTV

90%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,424/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

5 Year Fixed — Remortgage

Remortgage
5-year fixed

INITIAL RATE

5.19%

PRODUCT FEE

£0

MAX LTV

95%

INITIAL PERIOD

5 years fixed

Estimated monthly payment

£1,430/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

5.19%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,430/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.19%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,430/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

2 Year Fixed — Remortgage

Remortgage
2-year fixed

INITIAL RATE

5.2%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,431/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.2%

PRODUCT FEE

£999

MAX LTV

90%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,431/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed

INITIAL RATE

5.26%

PRODUCT FEE

£0

MAX LTV

95%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,440/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

5.29%

PRODUCT FEE

£0

MAX LTV

85%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,444/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Leeds Building Society

3 Year Fixed — Remortgage

Remortgage
3-year fixed

INITIAL RATE

5.29%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

3 years fixed

Estimated monthly payment

£1,444/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

2 Year Fixed — Remortgage

Remortgage
2-year fixed

INITIAL RATE

5.3%

PRODUCT FEE

£0

MAX LTV

95%

INITIAL PERIOD

2 years fixed

Estimated monthly payment

£1,445/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

5.94%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,538/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

6.04%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,552/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

AIB (NI)

Variable — Remortgage

Remortgage
Variable

INITIAL RATE

6.6%

PRODUCT FEE

£0

MAX LTV

90%

INITIAL PERIOD

Variable

Estimated monthly payment

£1,636/ month

Illustrative only — based on your selected mortgage amount, term, initial rate and repayment method. Your lender quote may differ.

View mortgage

Eligibility and terms are subject to lender assessment.

View mortgage

Eligibility and terms are subject to lender assessment.

Broker-only mortgages

These products are available through a mortgage broker, not as a direct online application.

What could your new mortgage cost?

Useful next steps — separate from comparing deals above.

  • Open mortgage calculator

    Estimate monthly repayments for a new deal.

  • Comparison methodology

    How we match and present remortgage products.

  • Credit score

    Lenders will review your file on remortgage.

Product information

Last checked: 12 September 2026

Source: Official lender product information. How we compare mortgages →

Rates, fees and availability change frequently. Figures shown are taken from verified lender disclosures or representative examples checked on the date shown. Your rate depends on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Always confirm current terms with the lender or broker.

Your home may be repossessed if you do not keep up repayments on your mortgage. Sort order is factual (initial rate, fees, APRC or max LTV) — not a recommendation. Comparison methodology →