Provider profile
118 118 Money
UK lender offering personal loans, short term loans, debt consolidation, bad credit loans, credit cards
5
Products covered
Personal loans
Short term loans
Debt consolidation
Bad credit loans
Credit cards
Overview
About 118 118 Money
Editorial summary — not an endorsement.
118 118 Money is a UK specialist lender focused on personal loans, short-term borrowing, debt consolidation and credit-builder style cards. It typically serves customers who want a fast online decision and may not fit a traditional high-street loan profile. Products are unsecured and priced according to creditworthiness, so representative APRs can look high compared with prime bank loans — always compare the total amount repayable and only borrow what you can afford. Soft eligibility tools can help you gauge your chances before a hard search.
Confirm current FCA permissions for 118 118 Money on the Financial Services Register before you apply.
Products offered
What 118 118 Money offers
Key product areas we track on WiT Money — rates and availability change.
Personal loans
Personal Loan
118 118 Money personal loans compared on WiT Money.
From 49.9%
Compare in categoryDebt consolidation
Debt Consolidation Loan
118 118 Money debt consolidation compared on WiT Money.
From 49.9%
Compare in categoryBad credit loans
Bad Credit Loan
118 118 Money bad credit loans compared on WiT Money.
From 49.9%
Compare in categoryCredit cards
Credit Card
118 118 Money credit cards compared on WiT Money.
From 39.9%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for 118 118 Money. Terms, eligibility and pricing can change.
Pros
- Covers personal, short-term, consolidation and credit-card products in one brand
- Same-day or fast online decisions on many journeys
- Bad credit and thinner files often considered
- Clear representative examples published on comparison listings
Cons
- Representative APRs are typically higher than mainstream bank loans
- Lower maximum amounts than some high-street lenders
- Not ideal if you qualify for cheaper prime credit
- Affordability checks still apply — approval is never guaranteed
Compare
Comparison links
See how 118 118 Money stacks up against other UK providers.
Compare debt consolidation
See 118 118 Money alongside other UK debt consolidation providers.
Open comparisonCompare bad credit loans
See 118 118 Money alongside other UK bad credit loans providers.
Open comparisonFAQ
Frequently asked questions about 118 118 Money
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