Provider profile
Crowd2Fund
UK peer-to-peer lending · Business lending · IFISA available
2
Products covered
Peer-to-peer lending
Innovative Finance ISA
Overview
About Crowd2Fund
Editorial summary — not an endorsement.
Crowd2Fund is listed on WiT Money as a UK peer-to-peer lending platform. Loan types recorded: Business loans; peer-to-business lending. Minimum investment £100. An Innovative Finance ISA (IFISA) is recorded as available. The ISA wrapper does not remove investment risk. Target return recorded: Deal-specific APRs; recent campaigns show around 12% APR while loan-book examples use 8.7%. Target returns are not guaranteed. Conditional resale via Exchange; liquidity not guaranteed. Investor fees: 1% intermediary / repayment fee · 1% intermediary / repayment fee. Your capital is at risk, and you may not be able to access your money when you want. Ordinary losses on P2P loans are generally not covered by the FSCS. IFISA active for 2026/27. Smart-Invest and Exchange remain part of the investor proposition. Details last verified 2026-08-10.
Crowd2Fund is recorded as FCA authorised. An FRN is not included in the WiT Money dataset. Last checked in the WiT Money dataset on 2026-08-10. Confirm current permissions on the Financial Services Register before you invest.
Products offered
What Crowd2Fund offers
Key product areas we track on WiT Money — rates and availability change.
Peer-to-peer lending
Peer-to-peer lending
Crowd2Fund: Business loans; peer-to-business lending. Minimum investment £100. IFISA available. 1% intermediary / repayment fee · 1% intermediary / repayment fee. Conditional resale via Exchange; liquidity not guaranteed. Capital is at risk.
Business lending · Deal-specific target, not guaranteed · Min £100
Compare in categoryInnovative Finance ISA
Innovative Finance ISA
Crowd2Fund IFISA: Peer-to-business lending. Start from £100 on current IFISA material. ISA transfers in are recorded as accepted. Recorded transfer types: Cash ISA, Stocks & Shares ISA, IFISA. ISA manager: Crowd2Fund IFISA / platform. Current IFISA marketing shows potential 12%–18% tax-free returns; investment-dependent and not guaranteed. Investor fee: 1% intermediary / repayment fee. IFISA is described as flexible; secondary-market exit still depends on the Exchange and buyer demand. The ISA wrapper does not remove investment risk. Capital is at risk.
£100 · 12%–18% target, not guaranteed · ISA transfers in
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Crowd2Fund. Terms, eligibility and pricing can change.
Pros
- Business loans; peer-to-business lending
- Minimum investment £100
- Recorded target return: Deal-specific APRs; recent campaigns show around 12% APR while loan-book examples use 8.7% Not guaranteed.
- Low minimum investment
- Automatic diversification available
Cons
- Target returns are not guaranteed
- Capital is at risk
- Early access depends on available liquidity
- Recovery / default costs may apply
- Ordinary P2P investment losses are generally not FSCS-protected
Compare
Comparison links
See how Crowd2Fund stacks up against other UK providers.
Compare peer-to-peer lending
See Crowd2Fund alongside other UK peer-to-peer platforms by loan type, minimum, fees and access.
Open comparisonInnovative Finance ISA
Read how an IFISA wrapper works. It does not remove investment risk.
Open comparisonFAQ
Frequently asked questions about Crowd2Fund
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