Provider profile
Drafty
UK lender offering personal loans, short term loans, debt consolidation, bad credit loans
4
Products covered
Personal loans
Short term loans
Debt consolidation
Bad credit loans
Overview
About Drafty
Editorial summary — not an endorsement.
Drafty is a UK digital lender offering personal and short-term loans, including options for borrowers with imperfect credit. Decisions can be very fast, which is useful for urgent needs — but speed should never replace a careful check of APR, term and total repayable. Drafty sits in the specialist lending segment rather than the prime high-street market.
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Products offered
What Drafty offers
Key product areas we track on WiT Money — rates and availability change.
Personal loans
Personal Loan
Drafty personal loans compared on WiT Money.
From 79.9%
Compare in categoryDebt consolidation
Debt Consolidation Loan
Drafty debt consolidation compared on WiT Money.
From 79.9%
Compare in categoryBad credit loans
Bad Credit Loan
Drafty bad credit loans compared on WiT Money.
From 79.9%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Drafty. Terms, eligibility and pricing can change.
Pros
- Very fast online decisions (often minutes)
- Bad credit considered
- Personal, short-term and consolidation-style coverage
- Low minimum borrow amounts on some products
Cons
- High representative APRs typical of specialist lenders
- Short maximum terms on some facilities
- Not competitive for prime-credit borrowers
- Borrow only what you can repay comfortably
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Drafty comparisons
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Comparison links
See how Drafty stacks up against other UK providers.
Compare debt consolidation
See Drafty alongside other UK debt consolidation providers.
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Frequently asked questions about Drafty
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