Provider profile
first direct
first direct Personal Loan, APR 5.9% Representative APR, £1,000–£50,000, 1–8 years
5
Products covered
Personal loans
Debt consolidation
Car loans
Overview
About first direct
Editorial summary — not an endorsement.
first direct is listed for personal loans, debt consolidation, car loans and 0 other product areas. first direct Personal Loan, APR 5.9% Representative APR, £1,000–£50,000, 1–8 years. first direct Personal Loan – Debt Consolidation, APR 5.9%, £1,000–£50,000, 1–8 years. first direct Home Improvement Loan, APR 5.9%, £1,000–£50,000, 1–8 years. These are recorded comparison figures, not a personalised quote.
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Products offered
What first direct offers
Key product areas we track on WiT Money — rates and availability change.
Personal loans
Personal Loan
first direct personal loans compared on WiT Money.
5.9% Representative APR
Compare in categoryDebt consolidation
Debt Consolidation Loan
first direct debt consolidation compared on WiT Money.
5.9%
Compare in categoryPersonal loans
Home Improvement Loan
first direct personal loans compared on WiT Money.
5.9%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for first direct. Terms, eligibility and pricing can change.
Pros
- first direct Personal Loan · APR 5.9% Representative APR · £1,000–£50,000 · 1–8 years
- Overpayments allowed
- first direct Personal Loan – Debt Consolidation · APR 5.9% · £1,000–£50,000 · 1–8 years
- Unsecured loan
Cons
- Listed Personal Loans terms are not a personalised quote
- No branch network; switch exclusions can be restrictive
Compare
Comparison links
See how first direct stacks up against other UK providers.
Compare debt consolidation
See first direct alongside other UK debt consolidation providers.
Open comparisonCompare home improvement loans
See first direct alongside other UK personal loans providers.
Open comparisonFAQ
Frequently asked questions about first direct
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