Provider profile
Invest & Fund
UK peer-to-peer lending · Property development · IFISA available
2
Products covered
Peer-to-peer lending
Innovative Finance ISA
Overview
About Invest & Fund
Editorial summary — not an endorsement.
Invest & Fund is listed on WiT Money as a UK peer-to-peer lending platform. Loan types recorded: Property-backed; residential property-development loans. Minimum investment £2,500. An Innovative Finance ISA (IFISA) is recorded as available. The ISA wrapper does not remove investment risk. Target return recorded: Gross yields from 6.50%; before losses and fees. Target returns are not guaranteed. Conditional resale through active Resale Marketplace. Your capital is at risk, and you may not be able to access your money when you want. Ordinary losses on P2P loans are generally not covered by the FSCS. £2,500 minimum initial deposit. Active Resale Marketplace and Auto-Lend shown on current site. Details last verified 2026-08-10.
Invest & Fund is recorded as FCA authorised. An FRN is not included in the WiT Money dataset. Last checked in the WiT Money dataset on 2026-08-10. Confirm current permissions on the Financial Services Register before you invest.
Products offered
What Invest & Fund offers
Key product areas we track on WiT Money — rates and availability change.
Peer-to-peer lending
Peer-to-peer lending
Invest & Fund: Property-backed; residential property-development loans. Minimum investment £2,500. IFISA available. Conditional resale through active Resale Marketplace. Capital is at risk.
Property development · From 6.5% gross target, not guaranteed · Min £2,500
Compare in categoryInnovative Finance ISA
Innovative Finance ISA
Invest & Fund IFISA: Residential property-development lending. £2,500 minimum initial deposit. ISA transfers in are recorded as accepted. Recorded transfer types: Cash ISA, Stocks & Shares ISA, IFISA. ISA manager: Invest & Fund IFISA / platform. Gross yields from around 6.5% on current platform material; opportunity-specific. Investor fee: Verify current fee schedule. Conditional resale through the Resale Marketplace; liquidity is not guaranteed. The ISA wrapper does not remove investment risk. Capital is at risk.
£2,500 · 6.5% target, not guaranteed · ISA transfers in
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Invest & Fund. Terms, eligibility and pricing can change.
Pros
- Property-backed; residential property-development loans
- Minimum investment £2,500
- Recorded target return: Gross yields from 6.50%; before losses and fees Not guaranteed.
- Automatic diversification available
- Manual loan selection available
Cons
- Target returns are not guaranteed
- Capital is at risk
- Early access depends on available liquidity
- Recovery / default costs may apply
- Ordinary P2P investment losses are generally not FSCS-protected
Compare
Comparison links
See how Invest & Fund stacks up against other UK providers.
Compare peer-to-peer lending
See Invest & Fund alongside other UK peer-to-peer platforms by loan type, minimum, fees and access.
Open comparisonInnovative Finance ISA
Read how an IFISA wrapper works. It does not remove investment risk.
Open comparisonFAQ
Frequently asked questions about Invest & Fund
Ready to compare Invest & Fund?
Jump into a live comparison table and shortlist products that match your needs.