Provider profile
Kuflink
UK peer-to-peer lending · Mixed portfolios · IFISA available
2
Products covered
Peer-to-peer lending
Innovative Finance ISA
Overview
About Kuflink
Editorial summary — not an endorsement.
Kuflink is listed on WiT Money as a UK peer-to-peer lending platform. Loan types recorded: Property-backed; business-backed secured loans. Minimum investment £100. Minimum initial deposit £500. An Innovative Finance ISA (IFISA) is recorded as available. The ISA wrapper does not remove investment risk. Target return recorded: Rates vary by product/term; live rates shown on platform. Target returns are not guaranteed. Conditional resale through secondary market / requested liquidation subject to terms. Investor fees: No standard platform fee · 1% of Loan Part value payable by seller on secondary-market completion. Typical term recorded: 3–24 months. Your capital is at risk, and you may not be able to access your money when you want. Ordinary losses on P2P loans are generally not covered by the FSCS. Auto-Invest initial investment is £500; subsequent investments can be from £100. Select-Invest supports manual loan choice. Details last verified 2026-08-10.
Kuflink is recorded as FCA authorised. The Innovative Finance ISA dataset records FRN 724890. Last checked in the WiT Money dataset on 2026-08-10. Confirm current permissions on the Financial Services Register before you invest.
Products offered
What Kuflink offers
Key product areas we track on WiT Money — rates and availability change.
Peer-to-peer lending
Peer-to-peer lending
Kuflink: Property-backed; business-backed secured loans. Minimum investment £100. IFISA available. No standard platform fee · 1% of Loan Part value payable by seller on secondary-market completion. Conditional resale through secondary market / requested liquidation subject to terms. Capital is at risk.
Mixed portfolios · Deal-specific target, not guaranteed · Min £100
Compare in categoryInnovative Finance ISA
Innovative Finance ISA
Kuflink IFISA: Property-backed peer-to-peer lending. £500 initial Auto IF-ISA investment; £100 thereafter. ISA transfers in are recorded as accepted. Recorded transfer types: Cash ISA, Stocks & Shares ISA, IFISA. ISA manager: Kuflink ISA manager / platform. Live product rates vary by term and investment product. Investor fee: No standard account fee stated. Eligible loan parts may be sold on the secondary market; buyer demand is not guaranteed. The ISA wrapper does not remove investment risk. Capital is at risk.
£100 · Deal-specific target, not guaranteed · ISA transfers in
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Kuflink. Terms, eligibility and pricing can change.
Pros
- Property-backed; business-backed secured loans
- Minimum investment £100
- Recorded target return: Rates vary by product/term; live rates shown on platform Not guaranteed.
- Low minimum investment
- Automatic diversification available
Cons
- Target returns are not guaranteed
- Capital is at risk
- Early access depends on available liquidity
- Recovery / default costs may apply
- Ordinary P2P investment losses are generally not FSCS-protected
Compare
Comparison links
See how Kuflink stacks up against other UK providers.
Compare peer-to-peer lending
See Kuflink alongside other UK peer-to-peer platforms by loan type, minimum, fees and access.
Open comparisonInnovative Finance ISA
Read how an IFISA wrapper works. It does not remove investment risk.
Open comparisonFAQ
Frequently asked questions about Kuflink
Ready to compare Kuflink?
Jump into a live comparison table and shortlist products that match your needs.