Provider profile
Lending Stream
UK lender offering short term loans, bad credit loans
2
Products covered
Short term loans
Bad credit loans
Overview
About Lending Stream
Editorial summary — not an endorsement.
Lending Stream provides UK short-term loans with very fast decisioning — sometimes in under two minutes for eligible applicants. Products are small-value and short-duration, with very high representative APRs typical of the high-cost short-term credit market. Treat these as emergency borrowing only after cheaper alternatives have been ruled out, and never borrow more than you can repay on the stated schedule.
Confirm current FCA permissions for Lending Stream on the Financial Services Register before you apply.
Products offered
What Lending Stream offers
Key product areas we track on WiT Money — rates and availability change.
Short term loans
Short Term Loan
Lending Stream short term loans compared on WiT Money.
From 1271%
Compare in categoryBad credit loans
Bad Credit Loan
Lending Stream bad credit loans compared on WiT Money.
From 1271%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Lending Stream. Terms, eligibility and pricing can change.
Pros
- Extremely fast decisions (as little as 90 seconds)
- Bad credit considered
- Small loan amounts for urgent needs
- Fully online application
Cons
- Very high representative APR and total cost
- Short terms and low maximums
- Unsuitable as regular or long-term credit
- Missed payments escalate costs quickly
Compare
Comparison links
See how Lending Stream stacks up against other UK providers.
Compare short term loans
See Lending Stream alongside other UK short term loans providers.
Open comparisonCompare bad credit loans
See Lending Stream alongside other UK bad credit loans providers.
Open comparisonFAQ
Frequently asked questions about Lending Stream
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