Provider profile
Proplend
UK peer-to-peer lending · Commercial property · IFISA available
2
Products covered
Peer-to-peer lending
Innovative Finance ISA
Overview
About Proplend
Editorial summary — not an endorsement.
Proplend is listed on WiT Money as a UK peer-to-peer lending platform. Loan types recorded: Commercial-property-backed loans. Minimum investment £1,000. An Innovative Finance ISA (IFISA) is recorded as available. The ISA wrapper does not remove investment risk. Target return recorded: Loan/tranche-specific rates; target returns vary by opportunity. Target returns are not guaranteed. Conditional resale via Loan Exchange. Investor fees: No standard platform fee · 10% of interest received. Your capital is at risk, and you may not be able to access your money when you want. Ordinary losses on P2P loans are generally not covered by the FSCS. Minimum £1,000 per loan. Commercial-property lending with tranching; secondary-market liquidity not guaranteed. Details last verified 2026-08-10.
Proplend is recorded as FCA authorised. An FRN is not included in the WiT Money dataset. Last checked in the WiT Money dataset on 2026-08-10. Confirm current permissions on the Financial Services Register before you invest.
Products offered
What Proplend offers
Key product areas we track on WiT Money — rates and availability change.
Peer-to-peer lending
Peer-to-peer lending
Proplend: Commercial-property-backed loans. Minimum investment £1,000. IFISA available. No standard platform fee · 10% of interest received. Conditional resale via Loan Exchange. Capital is at risk.
Commercial property · Deal-specific target, not guaranteed · Min £1,000
Compare in categoryInnovative Finance ISA
Innovative Finance ISA
Proplend IFISA: Commercial-property-backed peer-to-peer lending. £1,000 minimum per loan / investment. ISA transfers in are recorded as accepted. Recorded transfer types: Cash ISA, Stocks & Shares ISA, IFISA. ISA manager: Proplend ISA manager. Loan and tranche-specific target rates. Investor fee: No setup fee stated. Loan Exchange can provide a potential exit route, but a buyer is not guaranteed. The ISA wrapper does not remove investment risk. Capital is at risk.
£1,000 · Deal-specific target, not guaranteed · ISA transfers in
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Proplend. Terms, eligibility and pricing can change.
Pros
- Commercial-property-backed loans
- Minimum investment £1,000
- Recorded target return: Loan/tranche-specific rates; target returns vary by opportunity Not guaranteed.
- Automatic diversification available
- Manual loan selection available
Cons
- Target returns are not guaranteed
- Capital is at risk
- Early access depends on available liquidity
- Recovery / default costs may apply
- Ordinary P2P investment losses are generally not FSCS-protected
Compare
Comparison links
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Compare peer-to-peer lending
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Open comparisonInnovative Finance ISA
Read how an IFISA wrapper works. It does not remove investment risk.
Open comparisonFAQ
Frequently asked questions about Proplend
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