Provider profile
Zable
UK lender offering credit cards
1
Products covered
Credit cards
Overview
About Zable
Editorial summary — not an endorsement.
Zable is a UK credit-builder card provider helping people with imperfect or limited credit access a card facility and build positive payment history. As with peers, APRs are elevated and limits may start small. Use responsibly and refinance to cheaper mainstream credit when your score allows.
Confirm current FCA permissions for Zable on the Financial Services Register before you apply.
Products offered
What Zable offers
Key product areas we track on WiT Money — rates and availability change.
At a glance
Pros and cons
Recorded product facts for Zable. Terms, eligibility and pricing can change.
Pros
- Credit-builder focus with bad credit considered
- No annual fee options
- Instant online decisions
- Accessible entry point to revolving credit
Cons
- High representative APR
- Modest credit limits initially
- Poor value if balances revolve long term
- Not competitive once you have a strong credit file
Compare
Comparison links
See how Zable stacks up against other UK providers.
FAQ
Frequently asked questions about Zable
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