Personal Loans
Compare selected fees, account options and features using information checked against published provider sources.
Information is provided for comparison and does not constitute a recommendation. Features, fees and eligibility can change. Confirm current terms with each provider.
Compare
| Feature | Cashfloat | QuidMarket |
|---|---|---|
| Published borrowing range | £300–£1,500 | £300–£1,500 |
| Product structure | short term high cost | short term high cost |
| Published APR / cost treatment | 611.74% representative APR; example £700 over 6 months | 1292.1% representative APR; example £500 over 5 months |
| Published term | 3–9 months | 3–6 months |
| Soft eligibility check | Available | Not publicly stated |
| Funding speed (published) | Normally transferred within 1 hour after signing if approved; timing depends on bank/application | Same-day transfer where possible |
Differences
Published APR / cost treatment
Cashfloat: 611.74% representative APR; example £700 over 6 months. QuidMarket: 1292.1% representative APR; example £500 over 5 months.
Published term
Cashfloat: 3–9 months. QuidMarket: 3–6 months.
Funding speed (published)
Cashfloat: Normally transferred within 1 hour after signing if approved; timing depends on bank/application. QuidMarket: Same-day transfer where possible.
Who this helps
Neutral scenarios only — this is not a recommendation.
You may want to compare these providers if you are deciding between Cashfloat and QuidMarket for personal loans and want to see selected published fees and features side by side.
Cashfloat is a UK short-term loan provider aimed at borrowers who need smaller amounts repaid over a few months. Representative APRs in this sector are typically very high, so these products should be a last resort after cheaper options — such as a credit union, authorised overdraft or 0% card — have been exhausted. Only borrow what you can repay on schedule to avoid a costly debt spiral.
Cashfloat profileQuidMarket provides UK short-term loans for smaller amounts with same-day decisioning for eligible applicants. As a high-cost short-term credit provider, representative APRs are very high. Use only for genuine short-term cashflow gaps when cheaper credit is not available, and ensure repayments fit your budget from day one.
QuidMarket profileBefore you choose
FAQs
Details checked 2026-08-22 / 2026-08-22. Canonical URL: https://witmoney.co.uk/compare/personal-loans/cashfloat-vs-quidmarket.