Provider profile
Cashfloat
UK lender offering short term loans, bad credit loans
2
Products covered
Short term loans
Bad credit loans
Overview
About Cashfloat
Editorial summary — not an endorsement.
Cashfloat is a UK short-term loan provider aimed at borrowers who need smaller amounts repaid over a few months. Representative APRs in this sector are typically very high, so these products should be a last resort after cheaper options — such as a credit union, authorised overdraft or 0% card — have been exhausted. Only borrow what you can repay on schedule to avoid a costly debt spiral.
Confirm current FCA permissions for Cashfloat on the Financial Services Register before you apply.
Products offered
What Cashfloat offers
Key product areas we track on WiT Money — rates and availability change.
Short term loans
Short Term Loan
Cashfloat short term loans compared on WiT Money.
From 611.7%
Compare in categoryBad credit loans
Bad Credit Loan
Cashfloat bad credit loans compared on WiT Money.
From 611.7%
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Cashfloat. Terms, eligibility and pricing can change.
Pros
- Fast same-day decisions for smaller amounts
- Bad credit considered
- Clear short fixed terms versus open-ended revolving debt
- Useful emergency option when no cheaper credit exists
Cons
- Very high representative APR and total cost of credit
- Low maximum loan amounts
- Not suitable for long-term borrowing needs
- Missed payments can worsen financial stress quickly
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Cashfloat comparisons
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Comparison links
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FAQ
Frequently asked questions about Cashfloat
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