What lenders see
Lenders typically see personal details, account history, payment behaviour, credit searches and public information such as CCJs. Scores are agency-specific.
What’s on your file, who sees it, and how lenders interpret the story behind the score.
6 min readPublished 2 April 2026Last updated 9 July 2026
Written by Teresa Mary, Chief Finance Editor
Lenders typically see personal details, account history, payment behaviour, credit searches and public information such as CCJs. Scores are agency-specific.
If you spot something that needs correcting or want to contact our editorial team, get in touch.
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