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Part ofWiT FINANCE GROUP

Wise. Insightful. Trusted.

WiTMoney is a free financial comparison and information service, part of WiT Finance Group. We do not provide financial, investment or credit advice. WiT Money may receive a commission or referral fee from some providers when you follow a link or take out a product. See how we make money.

Product information is provided for comparison and general information purposes only and does not constitute a personal recommendation. Rates, fees, eligibility criteria and other terms can change. Always check the latest information and full terms directly with the provider before making a decision.

WiTMoney is not authorised or regulated by the Financial Conduct Authority and does not carry out regulated financial services activities.

  1. Home
  2. Borrow
  3. Mortgages

Borrow

Mortgages

Compare mortgages from the lenders we cover using verified rate data. Live cards show current rates only — purpose, property value and loan amount drive matching.

  1. Home
  2. Mortgages
  3. Buy-to-Let Mortgages

Mortgages

Buy-to-Let Mortgages

Compare buy-to-let mortgages for landlords investing in UK rental property — stress tests, rates and criteria explained.

Verified rates only

Current lender tables — not dated examples

Purpose-led matching

LTV and amount filter before sort

Subject to status

Lender assessment required

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgage finder

Find buy-to-let mortgages

Tell us about the rental property and how you plan to borrow. We'll calculate LTV and show compatible buy-to-let products.

What are you doing?
Buy-to-let is a separate journey with different underwriting, tax and affordability considerations. Results below only include verified BTL products.
£
£

Full mortgage term — not the initial deal period.

Deposit

£75,000

Loan to value

75%

Your property may be repossessed if you do not keep up repayments on your mortgage.

Key considerations

  • Rental income and lender stress tests affect borrowing
  • Product fees can be fixed or percentage-based
  • BTL lending can have different tax and regulatory treatment

Filters

Product fee

Repayment method

About this comparison

Lenders we compare

8 lenders covered. Matching uses verified max LTV — unknown LTV products are excluded.

How we compare mortgages →

0 matching buy-to-let mortgages

£225,000 BTL mortgage · £300,000 property · 75% LTV

We compare participating providers and do not cover the whole market. WiT Money may receive a commission or referral fee from some providers if you proceed through a link. How we make money

Compare rates and fees together — a lower initial rate can come with a higher product fee.

How we compare mortgages →

Your property may be repossessed if you do not keep up repayments on your mortgage.

No matching mortgages

Try adjusting your mortgage amount, LTV or filters. We do not silently widen matching when nothing fits.

Other finance for landlords

Useful next steps — separate from comparing deals above.

  • Bridging finance

    Short-term property funding outside residential comparison.

  • Business finance

    Separate finance for trading businesses.

  • Specialist mortgages

    Complex or non-standard lending routes.

Product information

Last checked: 12 September 2026

Source: Official lender product information. How we compare mortgages →

Rates, fees and availability change frequently. Figures shown are taken from verified lender disclosures or representative examples checked on the date shown. Your rate depends on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Always confirm current terms with the lender or broker.

Your home may be repossessed if you do not keep up repayments on your mortgage. Sort order is factual (initial rate, fees, APRC or max LTV) — not a recommendation. Comparison methodology →