Provider profile
Halifax
Halifax Personal Loan, APR 7.4% Representative APR, £1,000–£50,000, 1–7 years
8
Products covered
Personal loans
Debt consolidation
Car loans
Savings accounts
Junior ISA
Pensions
Overview
About Halifax
Editorial summary — not an endorsement.
Halifax is listed for personal loans, debt consolidation, car loans and 3 other product areas. Halifax Personal Loan, APR 7.4% Representative APR, £1,000–£50,000, 1–7 years. Halifax Debt Consolidation Loan, APR 7.4%, £1,000–£50,000, 1–7 years. Halifax Home Improvement Loan, APR 7.4%, £1,000–£50,000, 1–7 years. These are recorded comparison figures, not a personalised quote.
Confirm current FCA permissions for Halifax on the Financial Services Register before you apply.
Products offered
What Halifax offers
Key product areas we track on WiT Money — rates and availability change.
Personal loans
Personal Loan
Halifax personal loans compared on WiT Money.
7.4% Representative APR
Compare in categoryDebt consolidation
Debt Consolidation Loan
Halifax debt consolidation compared on WiT Money.
7.4%
Compare in categoryPersonal loans
Home Improvement Loan
Halifax personal loans compared on WiT Money.
7.4%
Compare in categorySavings accounts
Savings Account
Halifax savings accounts compared on WiT Money.
See comparison
Compare in categoryAt a glance
Pros and cons
Recorded product facts for Halifax. Terms, eligibility and pricing can change.
Pros
- Halifax Personal Loan · APR 7.4% Representative APR · £1,000–£50,000 · 1–7 years
- Halifax Debt Consolidation Loan · APR 7.4% · £1,000–£50,000 · 1–7 years
- Unsecured loan
- Halifax Home Improvement Loan · APR 7.4% · £1,000–£50,000 · 1–7 years
Cons
- Listed Personal Loans terms are not a personalised quote
- Rates, fees and limits differ across the 6 Car Finance listings
- Withdrawals: Unlimited; rate penalty after third withdrawal
- Withdrawals: No normal withdrawals
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Halifax comparisons
Selected side-by-side pages using verified overlapping facts. These are comparisons, not recommendations.
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Comparison links
See how Halifax stacks up against other UK providers.
Compare debt consolidation
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Open comparisonCompare home improvement loans
See Halifax alongside other UK personal loans providers.
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Frequently asked questions about Halifax
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