Provider profile
Virgin Money
UK lender offering credit cards
2
Products covered
Credit cards
Cash ISA
Overview
About Virgin Money
Editorial summary — not an endorsement.
Virgin Money is a UK retail bank offering consumer credit cards with competitive 0% purchase and balance-transfer style deals for eligible applicants. It combines a well-known brand with digital banking tools and promotional card pricing aimed at everyday spending and balance moves — provided you can clear the balance before residual interest applies.
Confirm current FCA permissions for Virgin Money on the Financial Services Register before you apply.
Products offered
What Virgin Money offers
Key product areas we track on WiT Money — rates and availability change.
Credit cards
Credit Card
Virgin Money credit cards compared on WiT Money.
From 27.9%
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Pros and cons
Recorded product facts for Virgin Money. Terms, eligibility and pricing can change.
Pros
- Competitive 0% purchase and balance-transfer offers
- No annual fee options commonly available
- Strong consumer brand recognition
- Digital-first banking experience
Cons
- Best deals require good credit
- Interest after the offer period can be high
- Credit limit subject to status
- Compare transfer fees carefully on balance-move products
Compare
Comparison links
See how Virgin Money stacks up against other UK providers.
FAQ
Frequently asked questions about Virgin Money
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