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Part ofWiT FINANCE GROUP

Wise. Insightful. Trusted.

WiTMoney is a free financial comparison and information service, part of WiT Finance Group. We do not provide financial, investment or credit advice. WiT Money may receive a commission or referral fee from some providers when you follow a link or take out a product. See how we make money.

Product information is provided for comparison and general information purposes only and does not constitute a personal recommendation. Rates, fees, eligibility criteria and other terms can change. Always check the latest information and full terms directly with the provider before making a decision.

WiTMoney is not authorised or regulated by the Financial Conduct Authority and does not carry out regulated financial services activities.

  1. Home
  2. Invest
  3. Investment Platforms
  4. Share Dealing Accounts

Platforms & apps

Share Dealing Accounts

Compare share dealing accounts for buying and selling UK and international shares — dealing fees, FX charges, markets and account types. Capital at risk.

Capital at risk

Investments can fall in value

100% free to use

No fees to compare

Researched by WiT Money

Clear fee comparisons

Choose your platform type

What do you want to compare?

All platforms & apps

Investment Platforms

Funds, ISAs and long-term DIY investing.

Trading Apps

Mobile-first share dealing apps.

Selected

Share Dealing Accounts

UK and international share dealing.

Forex Trading Platforms

FX brokers, spreads and software.

CFD Brokers

Multi-market CFDs and retail protections.

Crypto Platforms

Crypto exchanges and apps.

How to choose a share dealing account

Five practical checks before you open an account.

01

Fees

Compare dealing fees, FX charges, custody fees and account charges.

02

Markets

Check whether the provider offers the UK, US and international investments you want.

03

Account types

Consider whether you need an ISA, GIA, SIPP or Junior ISA.

04

Trading tools

Compare order types, watchlists, alerts and regular investing.

05

Research & support

Consider research tools, educational content and customer support.

Filters

Suitable for
Markets
Trading features
Costs
Account types
Minimum investment

9 Providers

We compare participating providers and do not cover the whole market. WiT Money may receive a commission or referral fee from some providers if you proceed through a link. See how we make money

How we rank
AJ Bell

Dealing account

Best for DIY investors

  • FCA Authorised

UK dealing

£5 per online share deal; £3.50 after 10+ share deals in previous month

FX fee

Tiered FX charge; verify current bands on official international-dealing page

Minimum

£250 one-off or £25 monthly direct debit

ISA

Not publicly stated / not verified

Markets: UK · US · ETFs · ITs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Trading 212

Invest

Best for low-cost share dealing

  • FCA Authorised

UK dealing

£0 commission on shares and ETFs

FX fee

0.15% FX fee shown in supplied WiT Money screenshot

Minimum

£1 shown in supplied WiT Money screenshot

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs · Fractional

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Hargreaves Lansdown

Fund and Share Account

Best for research & support

UK dealing

£6.95 online share deal; £3.95 for 20+ trades in previous month

FX fee

0.99% up to £10,000; 0.50% £10,000–£25,000; 0.20% over £25,000

Minimum

£100 shown in supplied WiT Money screenshot

ISA

Not publicly stated / not verified

Markets: UK · US · ETFs · ITs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Interactive Investor

Trading Account

Best for frequent traders / larger portfolios

  • FCA Authorised

UK dealing

£3.99 per trade shown in supplied WiT Money screenshot

FX fee

0.75% FX on Core plan shown in supplied WiT Money screenshot

Minimum

£0 shown in supplied WiT Money screenshot

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs · ITs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Freetrade

General Investment Account

Best for simple low-cost investing

UK dealing

£0 commission on Basic plan

FX fee

0.99% Basic; 0.59% Standard; 0.39% Plus

Minimum

Not publicly stated / not verified

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

IG

Share Dealing Account

Best for broad market access

UK dealing

£0 online commission with instant FX conversion on global shares (other fees may apply)

FX fee

0.49% standard FX conversion fee; reduced rate stated through at least 4 Sep 2026

Minimum

Not publicly stated / not verified

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs · ITs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Interactive Brokers

Individual Account

Best for advanced international investors

UK dealing

Market-specific commissions; US stocks from USD 0.0035/share tiered or USD 0.005/share fixed

FX fee

Not publicly stated / not verified

Minimum

Not publicly stated / not verified

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

XTB

Investment Account

Best for low-cost global shares

UK dealing

0% commission up to €100,000 monthly turnover; 0.2% above threshold (minimum €10 equivalent)

FX fee

0.5% currency conversion fee

Minimum

From £1

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs · Fractional

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Saxo

Saxo account

Best for wide international investment choice

UK dealing

Stock commissions from 0.08%; no minimum commission on UK/US stocks

FX fee

Currency conversion fees from 0.60%

Minimum

No minimum funding

ISA

Not publicly stated / not verified

Markets: UK · US · Europe · ETFs

View account

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk

Important information

Risks to understand before buying shares

  • Capital is at risk.
  • Share prices can fall as well as rise.
  • You may get back less than you invest.
  • Individual shares can be more concentrated than diversified funds.
  • Overseas investments introduce currency risk.
  • Trading frequently can increase costs.
  • Dividend payments are not guaranteed.
  • Past performance does not predict future returns.

Capital at risk. Fees and dealing charges change. This is not personal advice. Confirm current terms on the provider’s website.

Our methodology

How we compare share dealing accounts

We compare UK share dealing accounts using provider-published dealing fees, FX charges, account types, markets, features and regulatory status where verified — including dealing fees, fx charges, platform/custody fees, account types, markets available, fractional shares, order types, dividend handling.

Commercial relationships do not determine factual provider information or our editorial guidance.

  • UK-focused editorial research
  • Provider fees checked against official sources
  • Regulatory status checked where relevant
  • Product features reviewed regularly
  • Commercial relationships do not determine factual comparisons or editorial guidance

Last reviewed: 13 August 2026

Provider fees checked: 13 August 2026

  • Editorial Guidelines
  • Comparison Methodology
  • How We Make Money
  • Corrections Policy

Compare options

Share dealing account vs investment platform

Share dealing account

  • Focuses on buying and selling shares and ETFs
  • Often suited to DIY investors
  • Dealing fees may be a key cost
  • International markets may be available
  • Order types and trading tools often matter more

Investment platform

  • May offer broader fund and pension functionality
  • Often supports funds, ISAs and SIPPs
  • Platform fees may be more important
  • Can suit diversified long-term portfolios

The distinction is not absolute. Many providers offer features of both. Compare investment platforms.

Fees & charges

Understanding share dealing costs

Dealing fee

Charge for buying or selling an investment.

FX fee

Extra cost when converting currency for overseas shares.

Platform / custody fee

Ongoing fee for holding investments or using the service.

UK share purchase tax

Some UK share purchases may attract Stamp Duty Reserve Tax under current rules.

Fund / ETF charges

Funds and ETFs also have ongoing charges (OCF) built into the product price.

Transfer / exit fees

May apply when moving investments to another provider.

Compare total ownership and transaction costs rather than one headline fee.

Tax

Tax basics for share dealing

  • Gains and dividends outside an ISA or SIPP may be taxable.
  • A Stocks & Shares ISA can shelter eligible investments from certain UK taxes under current rules.
  • Some UK share purchases may attract Stamp Duty Reserve Tax.
  • Tax rules depend on your circumstances and can change.

General information only — not personalised tax advice. HMRC · Stocks & Shares ISA

How it works

What happens after you place a trade?

  1. 01

    Choose an investment

  2. 02

    Select order type

  3. 03

    Submit the order

  4. 04

    Order executes if conditions are met

  5. 05

    Trade settles and appears in your account

Execution and settlement timing vary by market and provider.

Trading basics

Order types explained

Market order

Buy or sell at the best available market price.

Limit order

Sets the maximum price you will pay or minimum price you will accept.

Stop order

Triggers an order when a specified price is reached.

Stop-loss order

Can sell after a price level is reached, but the final price is not guaranteed.

Order types vary by provider and market.

Income investing

How dividends work

  • Some companies pay dividends from profits.
  • Dividends are usually paid as cash into your account.
  • Some providers offer automatic dividend reinvestment.
  • Dividend income may be taxable outside an ISA.

Dividend payments are not guaranteed and can be reduced or cancelled.

Safety & regulation

How share dealing providers are regulated

FCA authorisation

Check that the relevant firm is authorised by the Financial Conduct Authority for the activity being offered.

FSCS

FSCS protection may apply in certain circumstances if an authorised firm fails. It does not protect against market losses.

Client assets

Regulated firms are generally subject to rules designed to safeguard client money and assets.

Nominee accounts

Some investments may be held through nominee structures on behalf of customers.

Official registers: FCA Register · FSCS

FAQs

Common questions about share dealing accounts

UK-focused answers — not personalised investment advice.

Why trust WIT Money?

Researched by WiT Money

Commercial relationships do not determine factual rankings or editorial guidance.

Official provider data

Fees and product features are checked against provider information.

Regular reviews

Provider details are reviewed on a scheduled basis.

UK-focused research

Our comparisons are written for UK users and UK financial products.

Sources and further information

Reference links only — these organisations do not endorse WiT Money. Always check each provider’s official fee schedule and regulatory disclosures.

  • Financial Conduct Authority(opens in a new tab)
  • FCA Register(opens in a new tab)
  • Financial Services Compensation Scheme(opens in a new tab)
  • HMRC(opens in a new tab)
  • MoneyHelper(opens in a new tab)

Found an outdated fee, market, account feature or provider detail? Email contact@witfinancegroup.com. We review reported inaccuracies and update verified information promptly.

Related investment products

Investment Platforms

Parent category covering brokers, apps, crypto and forex.

Trading Apps

Mobile-first share dealing comparisons.

Stocks & Shares ISA

Tax-wrapper options for eligible share investments.

Ready to compare share dealing accounts?

Review dealing fees, FX charges, markets and account types side by side.

Compare ProvidersRead Investing Guides

Related

Continue with a related page

Links are chosen from this category’s registry — not a generic keyword dump.

  • Compare investment platforms
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  • Compare Stocks & Shares ISAs