Skip to main content
WiTMONEYWiT Money
Borrow
Invest
Business Finance
Insurance
Providers
Tools
Guides
About
WiTMONEYWiT Money

Compare UK financial products

Wise. Insightful. Trusted.

© 2026 WiT Money. All rights reserved.

Borrow

  • Credit Cards
  • Personal Loans
  • Mortgages
  • Car Finance
  • Debt Consolidation
  • Bad Credit Loans
  • Credit Score
  • Eligibility Checkers

Invest

  • Current Accounts
  • ISAs
  • Investment Platforms
  • Funds & ETFs
  • Savings Accounts
  • Pensions
  • SIPPs
  • Robo Advisors
  • Alternative Investments
  • Precious Metals

Business Finance

  • Business Loans
  • Business Bank Accounts
  • Business Credit Cards
  • Invoice Finance
  • Asset Finance
  • Start Up Loans
  • Business Overdrafts
  • Merchant Cash Advance
  • Spend Management
  • Payments & International

Insurance

  • Car Insurance
  • Home Insurance
  • Travel Insurance
  • Life Insurance
  • Business Insurance
  • Insurance Guides
  • Insurance Providers

Tools & Guides

  • Mortgage Calculator
  • Loan Calculator
  • Savings Calculator
  • Investment Growth Calculator
  • Budget Planner
  • Stamp Duty Calculator
  • Debt Payoff Calculator
  • Net Worth Calculator
  • Life Insurance Cover Calculator
  • All Guides

Providers

  • Personal Finance
  • Investments
  • Business Finance
  • Insurance
  • All Providers

Company

  • About Us
  • How We Make Money
  • Editorial Guidelines
  • Comparison Methodology
  • Corrections Policy
  • Complaints

Support

  • Privacy Policy
  • Terms of Use
  • Cookie Policy
  • Contact
  • FCA Register
Part ofWiT FINANCE GROUP

Wise. Insightful. Trusted.

WiTMoney is a free financial comparison and information service, part of WiT Finance Group. We do not provide financial, investment or credit advice. WiT Money may receive a commission or referral fee from some providers when you follow a link or take out a product. See how we make money.

Product information is provided for comparison and general information purposes only and does not constitute a personal recommendation. Rates, fees, eligibility criteria and other terms can change. Always check the latest information and full terms directly with the provider before making a decision.

WiTMoney is not authorised or regulated by the Financial Conduct Authority and does not carry out regulated financial services activities.

  1. Home
  2. Invest
  3. ISAs
  4. Stocks & Shares ISA

ISAs

Stocks & Shares ISA

Compare Stocks & Shares ISAs by fees, minimums and features — so you can invest within your annual tax-free allowance. Capital at risk; returns are never guaranteed.

Capital at risk

Investments can fall in value

100% free to use

No fees to compare

Researched by WiT Money

Clear fee comparisons

ISAs

Choose your ISA type

Compare Stocks & Shares, Cash, Lifetime and Junior ISAs — all under one tax-efficient hub.

Stocks & Shares ISA

Build long-term wealth tax efficiently

Viewing

Cash ISA

Tax-free cash savings

Compare

Lifetime ISA

Save for your first home or retirement

Compare

Junior ISA

Invest for a child's future tax-free

Compare
All ISA types

Filters

Investment style
Investments available
Fees
Minimum investment
ISA features
Suitable for

6 Stocks & Shares ISAs

We compare participating providers and do not cover the whole market. WiT Money may receive a commission or referral fee from some providers if you proceed through a link. See how we make money

How we rank
Vanguard

Stocks & Shares ISA

  • Vanguard funds & ETFs
  • Self-managed + managed ISA

Check FCA Register

Self-managed platform fee

£4/month under £32k 0.15% p.a. from £32k (max £375/year)

Minimum investment

£500 lump sum or £100/month

Investment range

Vanguard funds and ETFs

ISA transfers

Cash ISA and Stocks & Shares ISA transfers; in-specie only for supported Vanguard funds

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • want a Vanguard-only range of funds and ETFs
  • prefer a simple self-managed or managed ISA
  • invest for the longer term
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

Trading 212

Stocks ISA

  • £1 minimum
  • Fractional shares + ETFs

FCA regulated - FRN 609146

Platform / custody fee

£0

Minimum investment

£1 minimum deposit

Investment range

Shares and ETFs

ISA transfers

Cash and eligible in-specie ISA transfers; fractional holdings cannot transfer in specie

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • want a £1 minimum and no platform fee
  • want shares, ETFs and fractional investing
  • prefer app-based investing and Pies
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

Interactive Investor

Stocks & Shares ISA

  • Flat monthly fee
  • Self-managed + managed ISA

Check FCA Register

Core platform plan

£5.99/month up to £100k Plus £14.99/month above £100k

Minimum investment

Self-managed: no opening minimum regular from £25/month

Investment range

Funds, ETFs, UK & international shares, investment trusts, bonds

ISA transfers

Cash and eligible in-specie ISA transfers supported

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • prefer flat monthly platform pricing
  • want funds, ETFs, shares, trusts and bonds
  • want self-managed and managed options in one subscription
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

AJ Bell

Stocks & Shares ISA

  • Broad DIY range
  • Ready-made options

Check FCA Register

Account charge

0.25% p.a. shares/ETFs/trusts/bonds capped at £3.50/month fund tiers apply

Minimum investment

£250 first lump sum or £25/month

Investment range

Funds, ETFs, UK & international shares, investment trusts, bonds

ISA transfers

Cash and eligible in-specie ISA transfers supported; no minimum transfer

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • want a broad DIY investment range
  • want funds, ETFs, shares, trusts and bonds
  • value research and ready-made investment options
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

Hargreaves Lansdown

Stocks & Shares ISA

  • Research tools
  • Broad investment range

Check FCA Register

Annual account charge

0.35% p.a. fund tiers apply shares/ETFs/trusts/bonds capped at £150/year

Minimum investment

£100 lump sum or £25/month

Investment range

Funds, ETFs, UK & overseas shares, investment trusts, bonds

ISA transfers

Cash and supported in-specie ISA transfers available

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • want extensive research and investment choice
  • want funds, shares, ETFs, trusts and bonds
  • value ready-made options and established support
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

Moneybox

Stocks & Shares ISA

  • From £1
  • Ready-made funds + ETFs

Check FCA Register

Service + subscription fees

£1/month subscription 0.15% p.a. Moneybox Funds 0.45% p.a. other funds/US stocks

Minimum investment

From £1

Investment range

Tracker funds, ETFs and selected US shares

ISA transfers

ISA transfers supported; current in-specie transfer-in capability not verified in sources used

May suit you if…

Editorial tags/suitability fields are Wit Money judgements, not provider-supplied facts.

  • want to start investing from £1
  • prefer a mobile-first, self-directed experience
  • want ready-made funds, tracker funds, ETFs and selected US stocks
View ISA

You’ll continue on the provider’s website. WiT Money may receive a commission or referral fee.

Capital at risk. The value of investments can fall as well as rise.

Quick provider comparison

Compact scan of platform fees, minimums and investment choice. Expand cards above for full details.

ProviderPlatform feeMinimum investmentFundsETFsSharesRegular investingISA transfers
Vanguard£4/month under £32k; 0.15% p.a. from £32k (max £375/year)£500 lump sum or £100/monthYesYesNoYesCash ISA and Stocks & Shares ISA transfers; in-specie only for supported Vanguard funds
Trading 212£0£1 minimum depositNoYesYesYesCash and eligible in-specie ISA transfers; fractional holdings cannot transfer in specie
Interactive Investor£5.99/month up to £100k; Plus £14.99/month above £100kSelf-managed: no opening minimum; regular from £25/monthYesYesYesYesCash and eligible in-specie ISA transfers supported
AJ Bell0.25% p.a.; shares/ETFs/trusts/bonds capped at £3.50/month; fund tiers apply£250 first lump sum or £25/monthYesYesYesYesCash and eligible in-specie ISA transfers supported; no minimum transfer
Hargreaves Lansdown0.35% p.a.; fund tiers apply; shares/ETFs/trusts/bonds capped at £150/year£100 lump sum or £25/monthYesYesYesYesCash and supported in-specie ISA transfers available
Moneybox£1/month subscription; 0.15% p.a. Moneybox Funds; 0.45% p.a. other funds/US stocksFrom £1YesYesYesYesISA transfers supported; current in-specie transfer-in capability not verified in sources used

Capital at risk. The value of investments can fall as well as rise. Fees and terms can change. This is not personal advice. Always confirm current charges and features on the provider’s website.

Our methodology

How we compare Stocks & Shares ISA providers

We compare published fees, investment range, transfer support and regulatory status. Commercial relationships do not determine factual guidance. Full detail: Comparison Methodology.

  • Platform & dealing fees
  • Fund / ETF charges
  • Minimum investment
  • Investment range
  • Regular investing
  • ISA transfer support
  • Research & mobile tools
  • FCA authorisation (where checked)

Is it right for you?

Who may a Stocks & Shares ISA suit?

Suitability depends on objectives, time horizon and risk tolerance — not personalised advice. Near-term money often suits cash savings instead.

May be worth considering if

  • You are investing for the longer term and can tolerate falls in value
  • You want funds, ETFs, shares or trusts inside a tax wrapper
  • You are comfortable leaving money invested for several years

A Cash ISA may suit better if

  • You may need the money soon, or it is your emergency fund
  • You want guaranteed returns or cannot tolerate losses
  • You prioritise preserving nominal capital over growth potential

Compare Cash ISAs

Longer time horizons can give investments more time to recover from weakness, but they do not guarantee positive returns. See the ISAs hub for type comparisons and allowances.

Fees & charges

Understanding Stocks & Shares ISA costs

Small fee differences can matter over long periods because charges reduce the amount left invested.

Platform fee

Charge for using the investment platform (percentage or flat).

Fund / ETF charge (OCF)

Ongoing cost of the underlying investments — separate from platform fees.

Dealing & FX

May apply when buying or selling shares, ETFs or overseas investments.

Transfer / exit

Some providers charge for certain transfers or account closures — check before switching.

Explore scenarios with the investment calculator. Diversification can reduce concentration risk but does not prevent losses — see funds & ETFs.

Important information

Investment risks to understand

Capital at risk.

  • Capital is at risk — you may get back less than you invest.
  • Returns are not guaranteed; past performance does not predict future returns.
  • Inflation and currency movements can affect real or overseas returns.
  • Charges reduce investment returns over time.
  • ISA tax treatment depends on current UK rules and may change.
  • FSCS does not cover ordinary market losses.

ISA transfers

How a Stocks & Shares ISA transfer works

Do not normally withdraw money yourself if you intend to preserve ISA status. Transfers may be cash or, where supported, in specie.

  1. Step 1

    Choose a new ISA provider

  2. Step 2

    Complete their transfer form

  3. Step 3

    They contact your existing provider

  4. Step 4

    Cash and/or investments move across

  5. Step 5

    Your new ISA becomes available

Times and any exit fees vary — check both providers before starting.

Safety & regulation

Regulation and protections to check

Regulation does not remove investment risk.

FCA authorisation

Check the exact firm and activity on the FCA Register. Authorisation does not mean investments are risk-free.

FSCS

FSCS may apply in certain firm-failure circumstances. It does not protect against market losses or poor performance.

Client assets

Regulated firms are generally subject to client-money and custody rules. Arrangements differ by provider.

  • FCA Register(opens in a new tab)
  • FSCS(opens in a new tab)

Frequently compared

  • Stocks & Shares vs Cash ISA
  • Lifetime ISA
  • Funds & ETFs
  • Investment platforms

FAQs

Common questions about Stocks & Shares ISAs

Extra points — not personalised investment or tax advice.

How we review Stocks & Shares ISA information

  • UK-focused editorial research
  • ISA rules checked against official government guidance
  • Provider pricing checked against official provider sources
  • Regulatory status reviewed where relevant
  • Commercial relationships do not determine factual guidance

Last reviewed: 16 September 2026

ISA rules last checked: 16 September 2026

Platform data last checked: 16 September 2026

Regulatory status last checked: 16 September 2026

Next scheduled review: 8 November 2026

  • Editorial Guidelines
  • Comparison Methodology
  • How We Make Money
  • Corrections Policy

Sources and further information

Reference links only — these organisations do not endorse WiT Money. Confirm fees on each provider’s official pages.

  • GOV.UK — Individual Savings Accounts(opens in a new tab)
  • Financial Conduct Authority(opens in a new tab)
  • FCA Register(opens in a new tab)
  • Financial Services Compensation Scheme(opens in a new tab)
  • MoneyHelper(opens in a new tab)

Found an outdated platform fee, ISA feature or provider detail? Email contact@witfinancegroup.com.

Ready to compare Stocks & Shares ISAs?

Compare provider fees, investment choice and ISA features before choosing a platform.

Compare ISA ProvidersRead Investing Guides

Related

Continue with a related page

Links are chosen from this category’s registry — not a generic keyword dump.

  • UK ISA types and tax-year rules
  • Compare Cash ISAs
  • Compare investment platforms
  • Compare funds and ETFs
  • Compare Lifetime ISAs